I have not been able to do much with my transfers in the past four months because I have been saving them to buy a heifer, therefore I cannot say that there have been any changes in my life. Saving the transfers has however given me the hope of adding one more cow to my shed before the end of this year which I know would have been impossible without the transfers.

I have been saving my transfers for the past three months with the aim of buying a heifer because currently, I only have bulls that help us in farming as they are used to draw the oxen driven ploughs. I have done my research and I know that I can get a heifer at a little amount of KES10000 which I know I will manage to raise soon enough.

Over the past few months, these transfers I have been receiving have helped boost my fish business which is now bigger and much better than it used to be. I earn more than I did before which allows me to cater to my family's needs with much more ease. Even though the transfers will soon end, I am not worried because I know my business is stable enough to support us which makes me proud because my life will never go back it what it was before.

I hope that I will have achieved my goal of buying a heifer by the time the transfers are over because I know that it will be difficult for me to raise the extra money from my business. Owning the heifer will make proud because I will feel that I have properly invested my transfers since there will be visible returns in years to come.

Currently, my family can afford a lot of luxuries which we could not before we started receiving the transfers. We can eat well as we can afford healthy meals. I managed to pay the hospital bill for my daughter who gave birth., I was also able to secure my home by installing steel windows. Now we have maximum security from break-ins by village burglars. I have also managed to buy sand that I plan to use in plastering my house later.

My new goal for the next four months is to save and buy building materials like cement and sand to use in plastering my mud-smeared house.

The biggest difference in my life right now is that I was able to settle my daughter's hospital bill using the transfer I received from GiveDirectly. In as much as relatives and friends contributed towards settling the bill for my daughter who gave birth through a caesarean section, GiveDirectly also played a major role in giving me hope when I did not have anyone else to turn to.

In the next six months, I shall have saved the transfers and bought cement and plastered my house. By that time, I shall be having a beautiful house free from dust which is hazardous to our health.

Looking back I used to worry of my children success in their education because they could stay a month or so without going to school while learning was in session. Currently, my life is different because my children are able to go to school without the worries of being sent home for school fees.

In the next four months, I have a new goal of renovating my house into a semi-permanent one using my joint savings with my spouse. I am optimistic that this will be successful and will be living in a clean environment like my neighbors.

Living in a mud a house mostly on dry seasons which is always dusty, most often, my family members would be predisposed with respiratory infections. When I knew I was a GiveDirectly beneficiary, I started to save money together with my spouse to buy building materials which I could use to renovate my house into a semi-permanent one. With the savings, I have been able to buy sand which has given me the certainty of renovating the house . This is the biggest difference in my daily life which I am proud of .

I have always dreamt of having a semi-permanent house hence I expect that in the next six months, I shall have saved enough money and bought the necessary building materials to cement my mud house.

My life us current different because l am eating well and my children too are going to school without any challenge.

My new goal is to save and use the money to plaster my house which is very dusty.

The biggest difference in my daily life is that, l can borrow money from a friend comfortably knowing that l will pay because l am sure of getting money month end. My children are no longer being sent home for school fee because every month l have deposit some mount into school account.

In the next six months l expect to have plaster my house and staying in a nice good looking house.

My new goal is to smear my house in preparation of cementing it so as to avoid the hectic work of smearing it after every three months.

My life is currently different from how it would have been if I never received the transfer in that, I managed to repay a loan which was overdue. I feel happy because I am no longer reminded of the debt all the time which was embarrassing.

I expect my life to change in the next six months in that, I will have managed to boost my business with an intention of getting more profits that I will used for my daily needs and also expect my family to eat well .

The biggest difference in my daily life since I started receiving payments from GiveDirectly is that, I managed to repay a loan which was overdue. I feel relieved after clearing it because previously I used to be reminded most of the time even when I was in group with my friend which was embarrassing.