I spent my third transfer on cementing my house into a semi- permanent one and now the striking cold that used to get in through small holes in my previous mud house has seized as a result I am getting peaceful sleep at night .I fixed five steel windows and a steel door on it.I also paid school fees for my daughter who is in high school .

I spent my second transfer on buying building materials, paid school fee and saved some.

I am seeing a big difference in my life because I have always wanted to have my compound but due to limited resources I haven't been able to do it. Finally I already have the materials needed and I'm moving to my compound tomorrow, this makes me feel independent and so happy about it. Thank you Gd for your support.

I spent my first transfer on ploughing my one acre piece of land and planted on it hybrid seeds which to my own understanding, I thought would do well in that when low rainfall was expected in the region.

It was very early in the morning, I had just woken up and rushed to a neighbour to claim for a debt she owed me that would help me purchase a sachet of sugar for that morning's breakfast. As I waited outside her house for the door to be opened, a notification was sent via my cell phone, which I happened to have carried with me, confirming the receipt of my transfer. Honestly, I didn't bother waiting for the debtor to come out but instead rushed to a nearby shopping center where I withdrew the whole amount. It was such a memorable moment in life.