I was at home with my fellow villagers sitting and discussing political issues with my neighbours without checking my phone. I heard a message alert on my phone. I could not readily check the messages since I could not comprehend the contents of the message, I waited for my helper who checked later on and confirmed to me that I had received the first transfer, I was greatly overjoyed because, through the transfer, I could now fulfil my needs with ease.

Due to the hard financial times that we are currently facing, I decided to invest my transfer in a butchery business with my son. I have been a subsistence farmer but it's been two years now without adequate rain to do farming. My desire was to start an income-generating activity that would at least help me to effectively meet my financial needs. I partnered with my son and we purchased the necessary equipment required like a fridge and rented a premise in town. I believe once this business thrives, I will be getting a good income which I can use to invest in other avenues for financial security.

I have been relying on subsistence farming which has ensured food security in my household for years. I was not incurring much cost on foodstuffs because I was getting plenty from my farm. However, the prolonged drought has made it impossible for us to engage in farming for almost two years now. I am currently spending a lot on buying foodstuffs at high prices and yet I do not have a source of income to depend on. I had to think of doing an investment that could ensure I get a regular income to sustain myself. When I received the money, I partnered with my son and invested the whole of the transfer in a butchery business. We acquired a business premise and paid for the rent. I am happy that once this business picks up, I will be able to effectively fulfil my basic needs with ease.