There is a change in my life because previously my former high school headteacher decided to detain my certificate reason being that I had not cleared paying all the arrears. My life became quite difficult because I could not progress with my education leave alone applying for any job opportunity. However, when I got the cash transfers, I was able to clear all the fees arrears and finally managed to get hold of my certificate. I immediately applied for a chance at the Kenya Medical training Institute and glad I got the chance, so today I am happy to be a student at the institution.

Currently, my goal is to start up another business which I will run all by myself so that I can get some good profits at the end of the month. Currently, I am only able to get a very small and marginal profit from my current business which I think is not making any economic sense. When I have made deductions on the transport costs that I incur plus the amount of money I pay those who work for me, I remain with a very insignificant amount.

I spent the most recent transfers on paying my school fees arrears both at my former high school and my current college institution. I had to part ways with a whopping amount of 27000 KES. I also bought a few household items for my mother which included buying her new utensils and a brand new TV set. I also bought a few items which I use at my hostel on a day to day basis. Household items such as utensils, TV for news. Whatever remained after all the expenses had been met, went into the purchase of food and other daily school needs.

Currently, my life is different than it would have never been in that I have been able to build a decent tradition house 'Simba' in the countryside. I am at peace because I am certain of a shelter to sleep in when I visit the countryside. As a result, I will no longer look for a place to sleep in either at my friend's or relatives whom at times were very unwelcoming.

I have no new goal but to save for my college education. I believe through completing college I will be able to get employed and provide for my family with ease. The challenge I am facing which includes exempting classes to work on odd jobs to pay my college fees and I feel its a distraction to the success of my education

I spent the most recent transfer that I received from GiveDirectly to build a decent tradition house 'Simba' in the countryside. I am at peace because I am certain of a shelter to sleep in when I visit the countryside. Before I would look for a place to sleep either at my friend's or relatives whom at times were unwelcoming. The remaining amount I spent on buying food and transport.

My goal is to be one of the biggest fish suppliers in Nairobi county. I hope to supply fish in the 5 star restaurants in Nairobi county.

The biggest difference in my daily life is having my own business and an income to sustain me everyday. I am assured of making some little money every day.

I spent part of my transfers to clear a fee balance of 7000 KES from my former high school, so I could obtain my school leaving certificate. I completed high school in the year 2016 and I have been engaged in construction jobs. An aunt of mine used to pay my school fees whenever she could, as my mother who does farming in my rural home, could not afford to cater for my fees. My father passed on when I was very young. I also had no means of clearing my school fees, as I only make enough to cater for my rent and meals; some months I never even afford to pay my rent. I was happy I managed to get my certificate. I also started a fish business with the remaining transfers. I get fish from my rural home with the help of my mother, and I sell the fish here in Mathare. This business has sustained me since I received my first transfers.

My landlord had knocked on my door the previous day to ask for rent. The following morning as I was still worried about where I would get rent for that month, the Mpesa message came in. I was very happy. I immediately paid my rent.