Even though I had been working on my sewing business which is currently working well, I also have a new goal to establish another new one. I had been saving with the informal savings group and was hopeful that with time, the savings will have grown enough to purchase a maize milling machine. This will be a new venture deemed to boost my daily income and comfortable provision for my family of five.

After the receipt of the transfer from GiveDirectly, a lot changed not only in my household but also in other households within the village. Everyone was glad to spend the money on all they would wish without any restriction. This was a great opportunity for us to change our daily lives and standards of living. I have no complaints at all but am grateful for all the support I received.

After clearing all the debts I had with the first transfer, I spent KES 22000 of the second transfer on buying a heifer. Buying milk from the neighborhood has been very expensive and the investment in the heifers both on the first and the second transfer has renewed my hope of producing enough milk for my household and a surplus to sell in the future. In addition, I also spent KES 1000 to obtain a new sewing machine to replace an old one that I had been using for the past five years. I am glad that the new one has made my work easier, and it wasted no more time or money on the repairs that I had previously gotten used to. I can make appreciable savings from my daily income and be able to provide for my family at the same time. I also paid KES 3500 tuition fees for my child in primary school and used the remaining amount on buying foodstuff and other household goods. Within a short time, GiveDirectly has transformed my family.

That day, I was outside my hotel selling vegetables. That's when I heard a message alert on my phone, on checking my phone I confirmed to have received the eagerly awaited GiveDirectly transfers. I was overwhelmed with joy because I knew I would pay my creditor who had been on my case and was present with me at the moment. For sure I paid him his dues via mobile money that very moment and he was very excited.

The biggest difference in my daily life is happiness because I have repaid the loan of which the creditor was always on my neck. This has brought a sense of relief and peace while doing my hotel work. Additionally, through the transfers, I got the capital to run my hotel business. This has doubled my profits so far and can not be happier. Lastly, in my house, there is untold peace because we have adequate food and our hotel business is running smoothly.

Upon receipt of my second transfer, my priority was a heifer. I, therefore, spent KES 20,000 on a heifer since it will soon reproduce and be a source of milk and income for my family. Secondly, I spent KES 10,000 on repayment of a loan that had accumulated for three months due to the impact of Covid 19 on my hotel business. And my creditor was always on my case and I was stressed but thanks to GiveDirectly because they came in to help on time. Thirdly, I started my hotel business about two years ago and the income of KES 200 a day was used for household consumption. But since I received GiveDirectly transfers my business is booming because I used KES 3000 in addition to stock. And in a day I make profits of KES 380 to 400 per day profit. Initially, I used to buy hotel stock on credit and I was very careful with this because I was accountable each day. Furthermore, I spent KES 1,500 on a 210 liters water container because initially, I had only a 50 liters water container. I also bought a cupboard at KES 7,500 to help in the storage of utensils as I didn't have one. Lastly, KES 3,000 was used on nine sofa set cushions. I also spent KES 3,500 on a bag of maize and other household items. This will sustain my family for a longer time hence reducing household expenditures.