In the next four months, I would want to use my transfers on savings. I plan to use the savings in putting up a decent house back at home by buying building materials. I want to save until I have the amount of money needed to buy the required materials for putting up a house.

The biggest difference in my daily life since I started receiving these transfers is that I have never lacked what to eat in the house. This was a real problem in my family because of my low income from casual work which has been my main source of income. Since there were many other family needs, we would occasionally sacrifice meals so as to meet other needs. Ever since I started receiving my transfers from GD, I have been buying food on a monthly basis which has really reduced my daily expenditures and ensured even when I do not have money, we always have food in the house.

My life will be different in the next six months in that I will no longer be staying in a rental house. I want to use my next series of transfers on savings with a plan of buying building materials such as iron sheets, timber and nails for putting up a house. Currently, I am staying in a rental house and I feel life is much expensive especially on paying rent every month. I feel it is time I have my own house and use the money for paying rent on other family needs.

I have a new goal of making sure that I do the final finishings on my house which I recently constructed just within the boundaries of this same village. I will have to make sure I buy building materials such as timber and enough cement in order to make the process become a reality.

The biggest difference I would say I have seen in my daily life is the ease I have been taking care of the food expenditures within the household considering that I recently got married and the expenditures ballooned immediately I did that.

There are enough changes I have seen from what I have been doing using the transfers and I still expect more changes. For instance, I want to make sure I save enough money within the next six months so that by the time my wife is done with exclusive breastfeeding of the baby, I start up a small scale business for her so that she can also have her source of getting an income.

Currently, I can pay rent on time even if I don't get my salary in time. I have always used it to pay school fees for my children who are never sent away from school anymore. My family can afford to eat healthy food as we can buy food easily too.

I have a new goal of saving and starting up a business for my wife to help her be more independent and also help in raising income for the family.

The biggest difference in my daily life is that I have been able to pay school fees for my children in time. The children now have ample time studying as they do not spend half their time at home waiting for me to raise money to pay their outstanding fee balances. I cannot Thank GiveDirectly enough for enabling me to pay the fees in time without having to work twice as much to raise the money.

I shall have started up a business for my wife and now she will have gained her independence and stopped depending so much on me to take care of every financial need in our home. The transfers will also help in taking care of my newborn as we are expecting a child.

There are many things I did with these transfers like buying household items, paying school fees for my children and, buying food every single day. I have peace of mind as my family gets to live in some comfort. Previously, I would work twice as much to earn just a little income for the family. We could go without food for some days and my children would stay out of school due to lack of money to pay school fees for them.

I would wish to save more so that I can buy a cupboard to store my utensils.

The biggest difference in my life right now is that I get to receive money even before my salary is paid. I sometimes receive my salary very late which might interfere with our day to day family operations. I get relief when I revceive a message from GiveDirectly indicating my transfer has been sent. I have been saving the transfers in a merry-go-round which I used to buy household items i.e seats, a bed and a mattress. I sleep in a peaceful and comfortable place and I have a well-furnished home too.

I am currently renting a house in the centre. I do not have a house and I would wish to buy building materials and build a new house. I see this come to pass by saving the transfers ina merry-go-round towards buying building materials that I will use to build a new house for my family.

My life is currently different from how it was four months ago in that, I been able to buy clothes for my child and beautify my house.

My new goal is to pay dowry since as per our tradition I have to build my home after paying the dowry

The biggest difference in my daily life in the last four months is that, I easily take care of my household need till the day that I get my salary unlike before.

I expect my life to change in the next six months in that, I will have bought iron sheets which I intend to use in establishing my home since I currently, I stay at my parents home. I will also buy goats that I will pay as dowry

I have new goals is to pay my wife's dowry as traditions require of me. I also thinking of building my home in my compound.

My current life is different from how it would have never been were it for this transfers in that I am able to comfortably take care of my family.I am now on a workable budget.

In the next six months I am hoping that I shall have started preparing for the dowry payment. I shall have bought some cows for the same purpose.

The biggest difference in my daily life is that I am able to budget for myself and my family so well. Previously I had to work on a very very fixed budget which could not meets our needs comfortably.