I am planning to finish building my house up by plastering floor. I already finished building all other areas of the building and only the floor is remaining.

The biggest difference in my daily is that I am independent. I no longer pester my spouse to send money for our daily needs as before. The transfers that remain after I save helps me buy the daily necessities. I am also a proud owner of three sheep. I was able to save some part of the monthly transfers and when I had enough, I I bought the sheep. I am glad one has already given birth and I am currently milking it for our use. I am happy and grateful.

My expectation in the near future is to be living in a decent house. I was able to build a new house and the only thing remaining is to plaster the floor. Having a house with a plastered floor reduces the risks associated with dust. It is also more easy to clean a cemented floor. I also want to be financially ready by saving for my children's education. Two of my children will be joining high school next year and I want to start preparing by working hard and saving enough money for them

I don't have a new goal but to complete the house construction and also to repay the loan to the last coin. I will do this by using the transfers that will be coming in the next four months.

The biggest difference is the home improvement that I have achieved using the transfers. I took a loan from a microfinance company in my village and used I to buy timber for my kitchen construction. It is now in use and has saved me a lot from the hustle of long distances of having to search for and eventually buy.it.it was hectic and expansive to maintain and dirty and muddy kitchen. I am so glad that I no have a decent one.

I expect to have completed my home improvement. I will have plastered the floor of the main house. I will also have bought a dairy cow. I will sell the two that I have, on this project I will not have to use the transfers . The transfers will help me to establish a fodder crop for my livestock. I will spend the money on growing Napier grass to ensure that I can feed my cattle sufficiently. In the next six months, I will have half an acre farm of Napier grass and other fodder crops.

Access to microfinance loans is one of the very difficulties in my life that I have overcome. I had needed a loan for a long time that would start me off in poultry farming. Because I had a constant source of income form the transfers, for the first time ever, I took a loan in April and this was another dream that came through. I then used it to build a poultry structure that will house my chicken. The house is almost complete. I also bought chicken to add to the number that I had. I am very happy to have managed to start the project because it is a good source of money.

My new goal is to invest in layers only. I will concentrate on egg production therefore, my income will increase. I want to be a reliable supplier of eggs to the local market.

The biggest difference in my daily life is an increase in income because I started a poultry project. I bought about 15 chicken from the money received and now I collect eggs that give me kes 100 per day. This has been useful in meeting the needs of my household. I also use it to buy their feeds. Other than the crop farming that I practice, I now have another income from the poultry keeping that I will keep expanding it to make sure that I reap highly from the current good egg market.

In the next six months, I intend to buy a motorcycle and run a taxi business. My poultry farming will be huge by then and I will use the income to buy the motorcycle. I have seen one of my neighbors turn his fortunes by using a poultry project to acquire a motorcycle and this is that I will also do in the next six months.

My life is different from how it used to be because i now dress well and i am more healthy since i do not overwork my body like i used to do. I feel more happy.

Yes i do, i want to have a cow before of the end of the four. we have planned to have a group so that we can contribute to one another at a time.

The biggest difference in my daily life is that i no longer have overwork and my focus is now on improving my farming and concentrating on it since i do not have to go and work outside like i used to do.

I expect that in the next six months i want to be owning a herd of cows and that we will be financially better as a family.

My new goal is to start poultry farming.I will use the money i receive to buy the chicken i need to start it.

My life is that in that i have hired someone to help me with farm work so that i can be completing it good time .This will enable me to maximize the little rain we get here to plant my crops and hence beat the effects of erratic weather.It will enable me to get better yields from my farm and defeat hunger.

In the next six months i will have started getting high produce from the farm.I will no longer have a food problem.then i will have started building a kitchen.

The biggest difference is that i have a good plan for my life.I am hopeful everyday and looking forward to receiving the next transfer