In the next four months, I am looking forward to building a bigger and better house. The house that we are currently staying in is not only one but also very small. This makes it extremely hard for us to live comfortably as a family and reduces the so much needed privacy of a family. By building a bigger house, then we will be in a position to welcome visitors into our home and above all live comfortable as a family. We plan to do this by working together as a family knowing very well that we need more finances to do this as a family.

The biggest difference in my daily life is the merry go round that I have been able to take part in and that which enabled me to buy a dairy cow which I am looking forward to having it produce milk. This will greatly reduce the cost of living for us as a family and an opportunity to think about other investments that will change our living standards in the long run as well.

In the next six months, I expect my life to change in that I shall have started the construction of a house that we are currently planning to build as a family. By this time I expect to have assembled all the necessary resources to do this and bring this to completion.

My goal is to buy another cow for rearing. I want to continue saving part of the monthly transfer in a merry go round with an aim of buying another dairy cow.

The biggest difference in my daily life is that I now have a cow for rearing. I was able to save some part of the monthly transfers and when I had enough, I bought it. I had always wanted to buy a cow for rearing but finances has been quite a challenge. The transfers also help meet my family's household needs.

My expectation in the near future is to build a bigger house. I currently use one small house for all the needs. This is quite congested since there are young children that we stay with. Therefore we have less privacy because of one house. I want to build a bigger one with an extra room for the children and this will allow the privacy that we need.

Currently, I am working as a waitress in one of the food kiosk in a nearby shopping centre. The wages are too little and sometime whae there is no much work to do my employer can't get to pay us. This would worry me so much as it was the only source of income which I had. Now receiving the transfer from GD has assured me that my child will be in school all throughout since am guaranteed of the monthly payment.

My additional goal in the next four months is to save my next transfers to buy a heifer. I believe when the heifer matures and give birth I will start having milk for use at home and the surplus for sale. This would be an extra source of income to me and also an asset.

In the last few months, I have been able to save money through merry-go-round. The money which has helped me to pay school fees for my child. Previously, It was so hard for me to raise money for paying school fees for my child and this had forced me to enrol my child in a public school. Also with the little money which I was required to pay, I couldn't afford and this would mean that my child would occasionally be sent home for the cash and this had resulted in poor performance. This hasn't been the case a few months ago since I receive the Merry-go-round collection which I would save through the transfers which I received from Give Directly. I moved my child to a private school where she will have a quality education which will enable her to be a resourceful adult.

In the next six months, I would expect that the heifer which I would have bought would have matured and started lactating. When I get to sell the milk it would enable me to raise money which would help me to meet my family needs.

I am a single mother and I live with my children at my parents home. We used to argue over daily expenditure since no one was willing to buy food on a regular basis. I always felt like a burden because I could not have my home and comfortably take care of my children. It was also difficult for me to cater to the whole families needs but I had to try because I did not have any other option. I am glad the help I normally get from Give Directly contributes a lot and I can sustain part of my parent, sister and my children's needs

I have been spending a lot on buying milk. I would like to buy my own cow in the next four months so that I would rarely have to buy milk. I am planning to save my next transfers so that I would be able to buy one. This will open doors for me because banks now accept cows as collateral. Once I come up with a good idea, I will take a loan to start a business. This will definitely improve our living standards and never depend on casual jobs for a living.

Since I started receiving the transfer from GD, I moved my children from a public school to a private school. I value education so much because it is the best inheritance I can leave to them. I always think that no one can rob them what they learnt; everything else can be taken away except knowledge and power. My goal now is to ensure they get quality education by taking them to good schools. I am now happy because after taking them to a private school they perform better. They can also read and write so well.

I do expect I will have bought a cow in the next six months. This means that I will not be spending much on purchasing milk. I will be saving the money which I would have spent on the same to achieve my other basic needs. I will also be selling milk in order to supplement what I will be getting from my daily hustle.

My life is currently different from how it was four months ago in that I have started a business of selling maize. Before I could do hard jobs to get the money to buy food for our family and sometimes I could not get those casual jobs. Currently, I have a good business at the center near home. This business is giving me an income daily to meet those needs.

My new additional goals for your life for the next four months is that I will have saved some amount of money in the merry go round group to enable me to buy a dairy cow. Currently, we buy milk and its so costly for us. We will also be in a position to meet other basic household needs using the money we could have used to buy milk because at that moment we will be having a dairy cow.

The biggest difference in my daily life in the last four months preceding the current transfer in that I pay school fees on time. Before my children could be sent home to collect school fees and this was demoralizing them. Their performance was poor because they could stay home until that moment I get the money. Currently, I pay school fees on time they are no longer being sent home for school fees. Their performance has improved because they now spent most of their time to study at the school. I am so grateful for the support from GiveDirectly.

I expect your life to change in the next six months in that I will have bought a dairy cow and I will be no longer buying milk from my neighbors which is so costly. I will have also expanded my business of grocery and I will be saving some amount for school fees.

My life is currently different because I have no more stress of which I used to have before.

I am planning to repay the heifer debt through merry go round contributions.

The biggest difference is that I have bought a heifer and my children have gone to a private school and am this makes me very happy.

I expect to have finished paying my heifer debt and am planning to use the next merry go round contribution to acquire my own piece of land.I am also expecting to be more healthy.