Currently, I am a very hopeful person. I only dreamt only of plastering my house but the dream has started coming through. I also build a pit latrine to help maintain my home hygiene by using the transfers to buy building materials like cement, iron sheets and nails. I also used the transfers to venture into farming to help in raising income for my family which we solely depend on. My family can easily eat well as we can afford to buy healthy food for our consumption.

My new goal is to save and start up a business to help generate income for my family.

The biggest difference in my daily life is that I have bought building materials that I plan to use in plastering part of the house remaining. I have been saving in a merry-go-round towards buying the materials and I cant wait to get enough for this course. I look forward to having a well-fininshed house that will be the envy of the entire village.

I expect to have plastered my house and I will be living in a very beautiful house. I expect to build a new kitchen as I do not have one. I shall have started a business to help improve my family's lifestyle.

I have been engaging in a lot of farming for the past four months because I want to ensure that my family gets enough food to eat not only today but also in the near foreseeable future.

By Gods blessings, I expect that I will be able to buy a cow pulled hoe that I will be using to cultivate my own farm. Currently what I do is that I hire people to cultivate and plow my land and then once they are done with the process I pay them some little token, which at times proves to be quite expensive.

I have been using the transfers to change my life in various ways which I would have never achieved were it not for the transfers. For me, the biggest difference is that my kids have been going to school without constant interruptions by being sent home by the teacher due to lack of fee payment. Today I am happy that they are able to go to school and attend their lessons without any interruptions because I pay their fees in good time.

I want to build a new kitchen structure because currently, I cook in the open air space where I normally face a lot of challenges in terms of getting exposed to the extreme weather conditions especially during windy or rainy seasons.

Apart from building a toilet. The transfers have helped me keep up with paying school fees for my children. I used to struggle with paying school fees for my children because we depended on casual work which gave very little income. In most cases, I would borrow and find it very hard to pay back because of any demands I have in my family. Right now, I have been able to budget well with the money and though I have not cleared their balances, they are not always sent home for school fees. Secondly, feeding my family was another big issue. Whenever we had emergencies in the house like sickness, school fees, my family would miss some meals because what I had could not cater for all my needs. I am very glad because ever since I started receiving these transfers, my family has never missed any meal. Thanks to GD.

My new goal is to build a new kitchen. This will serve as a sleeping place for my children who have had to walk in the night to find a sleeping place from my neighbour's house. I have always feared that one day they may be attacked on the road. Before anything happens to them, I would want to be proactive by building a kitchen.

The biggest difference since I started receiving these transfers in that I now have my own toilet. In the past, I have always had a hard time with the area chief because the Government requires us to have a latrine in the compound but I did not have one. I have always had to bribe him and whenever I did not have money, I used to hide. I had struggled to raise money to build a toilet but I was not able. When I started receiving the transfers, I wanted to stop wasting my money on bribes hence I used the first three transfers to buy building materials such as iron sheets, nails and timber which I used to build a toilet. I am happy because whenever I meet my area chief, I do not have to hide. I feel at peace.

I would like to save my next transfers to help me acquire a cow. I believe this is the best investment I can have in my family. When it gives birth, I would be able to sell its offsprings to raise money to solve other financial issues. Whenever it gives birth, I will be able to sell the milk to help me in my daily needs.

My life is currently different in that I now have a reliable source of income. This was not the case in the past four months.

My new goal is to plaster my pit latrine and to plaster my earthen floor .

The biggest difference in my daily life is that I now have a good nice,strong pit latrine after the one I had was now old was risky to be used. My compound is now open defecation free.

In the next six months,I hope to have changed my life with my house fully cemented and other things too shall have changed.

My new goals are buying mattress and building a new house.

The difference in my daily life are planting using fertilizer and hybrid seeds and we are eating well.

In the next six months, I plan to cement my floor, buy mattress and build kitchen.

The biggest difference in my daily life since I started receiving this transfer is that I did not have any way on preparing my farm and I only had local seeds but out of this transfer, I was able to prepare my farm in time and plant using fertilizer and hybrid seeds which I know will give me a good harvest.