By the end of this year, I plan to start a new business to generate additional income alongside the cafeteria I currently operate. I have been diligently saving each month through my merry-go-round group, and the income from the cafeteria will also contribute to gathering the starting capital for this new venture. While I have not yet decided on the specific business, I am conducting thorough research to identify the right opportunity that aligns with my skills and meets the needs of the community. This new business will not only increase my income but also enable me to better support my family in the coming year and beyond.

I am a mother of three, and I run a cafeteria business to support my children since I separated from my husband. The most recent three transfers, totaling $102, were a lifeline for me and my family. First, I prioritized education by using $15 to pay school fees for my children. Their future is my priority, and education is the key to unlocking better opportunities for them. I also wanted to support my younger sister, who is in secondary school, so I spent $20 to cover part of her school fees. It's important to me to help her finish her education, as I know how crucial it is for her to have a chance at a brighter future. I also believe in planning for the future, so I saved $10 in a merry-go-round group where we are 20 participants, all beneficiaries of GiveDirectly. This savings circle is a great way to safeguard against any unexpected challenges that may arise. Additionally, I used $33 to buy food, ensuring that my children and I had enough to eat during these tough times. Finally, with the remaining $24, I added stock to my cafeteria business. Growing the business means I can continue to provide for my children and keep us financially stable. These transfers have helped me secure both our present and future, making a real difference in our lives.

I am a mother of three, with two of my children currently attending school. Since I started my restaurant, I have made it a priority to pay their school fees in advance to avoid any disruptions. Presently, I have seven chickens, and I believe that they will breed and increase in number. Additionally, I own six goats, and my goal is to add one more before the year ends. I see great potential in investing in goats as they can multiply quickly. My ultimate plan is to acquire a dairy cow, utilizing the milk for cooking in my restaurant and also for sale. This expansion into dairy farming will make it easy for me, because I won't struggle buying milk but will also have some to sell and make profits.

As a single mother of three, I am fully responsible for providing for my family. I took the initiative to open a restaurant where we offer a variety of dishes and beverages, including chapatis, meat, beans, and more. Last year, I started this venture using the financial support from GiveDirectly's transfers and the contributions I got from my merry-go-round. I firmly believe that to increase one's income, one must diligently explore new opportunities and diversify business ideas. With this mindset, I have saved $34 from my merry-go-round, for launching another business in the future. Currently, I am conducting thorough research to determine the best business that I can venture in without spending a lot of capital in starting but make a huge profit in return.

I am a single mother who depends entirely on my earnings to provide for my family. I would want all my children to go through school and lack nothing. I have so far been able to see through this dream to an extent as only one of the three is in school. I plan to continue reinvesting in my business and save enough to expand it more. With a thriving business I have an assurances of having my children getting the life I so desire for them to have.

I am a single mother of three and my life has been able to move because of the transfers I receive. My husband and I went our separate ways when my youngest was less than a year old. He ran a shop and was our source of finances. I would make pastries and sell from his shop but our separation meant I could no longer continue making money that way. Thanks to Givedirectly transfers I had the finances to start a business, I began it at the town centre but later moved due to high rent prices to a more country side location. I have been able to reinvest in the business from my transfer and I have recently injected $34 to the business. I also have joined village saving groups which I recently sent $30 to. I paid $15 for my child in grade 3 and bought her uniform at $5. I also use the transfers occasionally for food and I spent $10 on food.

In the upcoming year and beyond, my primary goal is to launch a shop within my village. I am planning to achieve this by utilizing the subsequent transfers and the savings I have diligently accumulated this year. I firmly believe that this initiative will substantially enhance my current living standards. I extend my heartfelt gratitude to Give Directly for providing me with this incredible opportunity, as it has transformed my life in ways I could never have imagined.

I have been single-handedly raising my three children for quite some time now, and it hasn't been an easy task. They depend on me to meet all their needs. However, thanks to the transfers I received, I was able to start a food business in my village, selling cooked meals. This venture has been thriving, and I'm delighted that my life has taken a positive turn. I have allocated $90 of the funds towards expanding and stabilizing the business to increase profitability. As for the remaining $12, I used it to clear a school fee debt I had accrued, and I'm relieved that my children are now able to continue their education without any hindrances.

Through my participation in a merry-go-round, I diligently save a portion of my transfers with a specific goal in mind. My objective is to use the accumulated savings to purchase goats, recognizing their value as an investment. By strategically selling the goats in the future, I aim to generate funds to cover my children's school fees. With this financial plan in place, I am determined to provide my children with the education they deserve, ensuring a brighter future for them.

Receiving the transfers infused me with a renewed sense of purpose as the owner of a bustling hotel. With $15 as additional capital, I eagerly invested in my business, envisioning the positive impact it would have on my guests. Recognizing the significance of nurturing my farm, I allocated $15 for tilling, forging a deeper connection with the land that sustains my operations. Additionally, I set aside $4 to support my class two children's education, a testament to my unwavering commitment to their future. Through strategic allocation, I propelled my hotel forward while nurturing the growth of my family.

I currently sell chips and porridge near a bus stop. I believe when I get enough money I will be able to open a beautiful hotel where I will be selling a variety of food stuff to my clients and make bigger profits than what I currently make in a day. I make like $8 in a day that I usually use to cover all my family’s expenses. Thank you so much GiveDirectly for everything you have done for me.

I currently live with my mother and the moment I started receiving my transfers, I made the decision to join a Merry-go-round because I wanted to save enough and make sure that the money I earn is received in larger quantities. The moment I started receiving my transfers,I started having hopes and vision that I never imagined I would have. Thanks to GiveDirectly that the transfer I received was $34 and I took it to my merry-go-round and by April this year I will be receiving $200 from my savings and start the process of building my family a beautiful home. The one we currently have is small and made of mud and it gives us no pride. I did some estimation and I believe it will cost me $150 to build our house, we have most of the materials required to start us of. We want to have a two-room house with a big verandall and a place we can confidently call home.

I run a grocery business at home, and I spent $20 on purchasing more stock. This has enabled me to meet the daily demands of my clients. I sell vegetables, fruits and tomatoes. This has been my main source of income to meet my daily household basic needs including paying school fees for my children in primary. Besides that, I spent $5 on paying school fees for my children. They are now studying well without being sent home like before. I wish to see a better performance this academic year since they have not missed any lessons. The remaining amount of money I spent on food and other basic household items. I am so happy because GiveDirectly has changed our standard of living.

Upon receiving the transfers I went ahead and paid tuition fee for my eldest daughter who was in school. I paid KES 500 because that was the only debt I was left remaining with at her school and I preferred clearing the debt early enough before it accumulated. Afterwards I used KES 2,000 from a part of the transfers I was left remaining with and went on to purchase a goat because I wanted to grow my farm and I already owned one si with this new purchase I could allow then to breed and eventually have more goats and in case of financial emergencies I could always put them up for sale and help provide for my family. I was left with KES 500 after that which I ended up using it two purchase two packets of maize flour since we were running out of food in my home.

I used to sell doughnuts in the street before I started receiving these transfers. Now, I have a variety of products that I'm selling which includes groceries and fish. So, in my opinion, everything give directly has done, has been done well.

I have a business where I sell groceries and fish. Before, I used to sell some doughnuts in the street. But when I got my first transfer, I started selling fish. I then improved it further using the second transfer by starting a grocery store. This has improved my financial status and on a daily basis, I earn around KES400 to KES600. This has enabled me to provide for my two children who have been depending on me for the past 5 years after my husband and I parted ways.

The moment I received my transfer, I felt so good and very happy. At the time of enrolment in the program, I had been promised some financial aid from GiveDirectly. Fulfilment of that promise made me overwhelmed with joy thus I could not hide my happiness. I definitely knew that through the direct cash transfer, I shall be able to meet some of the financial obligation of my family members. This would to a great extent reduce my financial burden.

The biggest difference in my life since I began receiving my transfer is paying school fee for my son who is currently in grade one. Paying his school fee in time has relieved me from using my little income from my small business in supporting his academics. As a result, for the past one month, I have been ploughing back all the profits from my business, that is currently registering positive improvement. I could not witness this before since previously, my family entirely depended on profits generated from the business. I am so grateful to GiveDirectly for its support.

I spent KES 500 from my most recent transfer to buy maize flour. At that time, I did not have some food stuffs for my household hence the transfer was timely. I was therefore able to buy adequate food for my family. In addition, I used some KES 500 to pay school fee for my son who is now is grade one. I am glad that he is able to study well without interruption. I am so grateful to GiveDirectly.