The first plan for our first installment is to renovate our roof and do some other renovation on our house, we will buy 2 hoes for $7 and buy matress for us and our children because we currently don't have any, we want to pay for insurance for $12 and buy books and school uniform for our children and the balance we want to save it. The second installment my husband will use $200 as a capital in his business and the balance we will save it and make some plans for it in the future. Receiving this money mean a lot because it will help us reach to our development coming from proverty and this will help us run a stable business and have enough economy to use in our future.

What made us happy is that my husband was able to get a work smartphone 2 months ago, when he started being an agent he was using a small simple phone selling airtime only and this smart phone is helping him enrol new Simcard and we are getting some income from it compared to when he started being an agent. And our 2 children have started their primary school and we are happy that they have been able to their school fees and other necessary materials on time and this year we have been able to pay for our medical insurance on time and now all our family is healthy and we are thankful for that.

The main challenge is not having enough capital to sustain a new business because we lack enough money for operation. My husband Charles started being an Airtel telecommunications agent 8 months ago but he is not having enough capacity to keep it running because when for example a person want to withdraw like $50 and he doesn't have that amount and it takes him days to raise that amount it makes him lose some clients and he can't be able to retain existing ones because they are not getting the service they need. And another challenge is that we currently don't own any livestock to give us fertilisers and this affects our productivity because we can't be able to harvest enough as we want.