My life has really taken a new track. Initially, I was not able to raise money to meet my personal needs as well as household expenses. I used to struggle to get customers because I lacked some equipment in my saloon. This meant that the income would also reduce.

In the next four months, I am still looking forward to purchasing more equipment for my saloon.

The biggest difference in my daily life since I received my transfers is that I have been able to boost my hairdressing business. This has seen me increase my profit margins and I am able to meet my expenses with much ease.

In the next six months, I am hoping to have improved my saloon and it will be where every lady will want to make her hair. This will see have more income.

My life is currently different from how it was four months ago because l no longer use cash when going to the hospital as compared to before and was really inconveniencing because sometimes I did not have money and I could not be treated but now things are not the same.

My new goal is to save and start a salon because that is what I am studying in the collage now and i am very sure it will do well in that I will able to get money for my basic needs.

The biggest difference in my daily life is that l am a very happy person since I have manage to acquire my secondary certificate that I has been retained in school for so long because of the school fee arrears which I am manage to clear with the money I was getting from give directly. I also no longer use cash when I am going to the hospital for treatment I only use the insurance card which is very convenient because some times I am sick or the baby is sick and I do not have the money I just use the card and get treated.

In the next six months l would have started my own salon and getting money out of it and supporting my grandmother.

Currently, I feel that life is easy and better since I am always able to save part of my transfers and top up my college fees. My grandparents no longer bear the whole burden of raising my college fees as it was before we were enrolled to receive GiveDirectly's transfers. The prompt payment of my college fees has given me ample time to focus on my studies hence my performance has significantly improved.

My additional goal in the next four months is to start up a business of selling second-hand clothes. I shall be almost through with my college education then and this will be my first avenue to generate some money for my upkeep. Moreover, I shall be able to support my siblings in school thus relieve my grandparent's from the financial burden I have always seen them bearing for our sake.

The biggest difference in my life in the last four months preceding the current transfer is being able to easily access medical services. This has been facilitated by the fact that I have been spending my transfers to pay for a monthly contribution of 500 KES to NHIF. I was able to save a lot of money recently when I had medical problems because I did not have to pay hospital bills when I got admitted to the hospital.

In the next six months, I expect to have completed my course on food and beverage. I shall thereafter apply the skills I have learned to seek formal employment and be able to support myself. Once I succeed in securing a job, I shall use part of my income to support my siblings and my grandparents.

There was a time when I was sick and my grandparents could not pay for healthcare services. I had to stay home for a week as my grandparents still look for money to take me to the hospital. I have since acquired NHIF card which will help me get quality healthcare services unlike before. Secondly, I no longer have to depend on my grandparents to support me even in my own personal effects. Things like clothes and shoes, I do buy for myself. The money I get from Give Directly, I have been able to plan well and help save myself from begging every now and again.

After ensuring that I settled the school fees balance, I have acquired an NHIF card. This will enable me to get quality healthcare services in good hospitals at no charge. I no longer want to suffer like I did when my grandparents did not have enough money to take me to the hospital.

The biggest difference since I started receiving this transfer is that I have never been sent home from school for school fees. I am a total orphan and I depend on my grandparents to pay my school fees. Since they too depend on casual work, they have not been able to settle my school fees arrears in time. I used to be sent home regularly for school fees and my grandfather would have to talk to the teachers to allow back in school as they look for the money to pay. When I started receiving these transfers, I have been able to pay school fees in time and settle the balance. I have never been sent home again for the same.

I would want to ensure I pay my NHIF monthly contributions promptly so that whenever I fall sick, I would not struggle anymore. With this, I would be able to get treatments from good hospitals at no charge. I thank Give Directly for providing this for me.

The biggest difference in my daily life is that I was able join college after I cleared my high school fees and my certificate released to me after it was detained for not clearing fees.

In the next six months, I am hopeful that I should have cleared my college fees and continuing my studies.

Were it not for GiveDirectly,I would not have been able to join college. My high school certificate could have still been detained for not clearing.

My new goal is to clear my college and get a job.