Next month will be my turn to receive my saving from our merry-round. This means I would have enough finances to complete the pending project of constructing a shop that I had started a few months ago. I had purchased a piece of land at a nearby shopping centre and started the building process. Having this business premise would be a great achievement for me as I am planning to start running a business that is likely to do well in this region. This will help me meet my family needs with ease.

In the last few months, I have been saving my transfers through Merry-go-round. As beneficiaries from GD, we opted to pool our transfers together so we can raise money which would enable save and do something substantial with our monthly contributions. With this idea, one would get a good amount of money that was enough to support our ideas. My intention to join this merry go round was to save and raise enough money to help me complete the shop that I had left pending after I had exhausted the money that I had.

I believe in the next six months I would have completed constructing the shop and it will be fully operational. This means I will have a reliable source of income as I anticipate to earn good profit from this business. My strategy to reach this goal is to learn the needs and priorities of my customers. My target market is the people within my locality. The earnings which I will get will help me to support my family and pay school fees for my children and my sister too.

My life is currently different because I have managed to complete building a shop in a plot that is a commercial structure. It is located at a shopping center near home. I will soon be renting out one room and use the other one as a shop and a carpentry workshop. The last four months' transfer contributed to the completion as I have used it on buying building materials.

My new goal is to relocate my two children from a public school to a private primary school in search of a higher quality of education. The learning is more efficient and there is value for money in private schools as student benefit more than those in government schools. This will give them a good academic foundation which I desire for them.

The biggest difference in my daily life is the livestock that I bought when I recived my savings in a merry go round group. I bought a lactating cow and its calve. The family is now enjoying milk during all the meals and I sell the surplus. The money I get from milk has to become a steady source of income. Unlike, before, I earn some money daily regardless of whether I get carpentry work or not.

Milk production has become an additional source of income for my family. I will be getting more as the cow will be heading towards another calving. My reliance on carpentry works had been insufficient because at times I could take a long time to complete a project and my family's needs would remain unmet. I am now sure that I will be having a pretty continuous source of income from the cow I bought.

Initially, I used to do a lot of casual jobs in order to get school fees and food for my family. I could travel long distance looking for available carpentry jobs. Sometimes I could not get them thus my family could sleep hungry. Currently, the transfers have assisted me greatly because now I have used them mainly to start a small shop. The profit I make has become a constant source of income.

My new goal in the next fours months is to build a kiosk. I will achieve this by using the savings from table banking to facilitated my goal. This will increase my income.

The biggest difference in my daily life in the last four months preceding the current transfer is that I used to lack enough school fees for my children but now I am able to pay on time. My main source of income is doing carpentry. The income from this job is not enough to cater for my food and school fees for my children. Mostly I could prioritize buying food thus my children could stay home due to arrears. Thanks to GiveDirectly. Now, I can use the transfers to pay schools fees and use my income to buy food and other household needs.

I expect in the next six months that have completed building my kiosk. I will facilitate all this using the transfers and the savings from the table banking.

My life is currently different because these transfers have enabled me to plan my work more efficiently.

My new goal is to start construction of a house by taking a loan.

The biggest difference in my daily life is that these transfers have enabled me to buy two sheep with kids and increased poultry farming and now they are many chicks all these will act as a source of school fees.

I expect to be financially stable hence no more taking of loans and in terms of dairy farming I expect increased milk production and income.

My new goal in life is to build a shop. I hope that having a shop will enable me get daily income thereby enabling me provide for my family without too much struggle.

My life is currently different because I am confident that whenever I want to do some project, I can easily borrow loan and be given. I am also confident that I will be able to repay the loan with ease as long as GD exist.

In the next six months, I will be able to provide to my family since I will be owning a shop which will provide daily income for my family.

My biggest difference in my daily life is seeing goats that I bought with the money that I received. I am now happy because just like any other person, I have animals to keep as part of then investment. I also keep poultry and this makes my life comfortable.