"In my honest opinion, what GiveDirectly does well is provisions of unconditional cash transfers to the less privileged. I am privileged to be receiving an unconditional cash transfer of KES 3050 monthly for five years. Nobody ever called to give conditions on how they wanted me to spend the transfer. I made a personal decision of spending the transfer in that I started a small business selling 'omega' which became my only source of livelihood and income. The independent nature of GiveDirectly added more value. GiveDirectly is known not to be affiliated with any government official, political party, any religious group or body or any tribe. It would be hard picking any negative impacts from GiveDirectly because there is none to mention and I wouldn't argue in the opinion that no organization and or person is perfect.

My ambition has been to start a small business but what I desire the most is owning a shop within the neighbourhood community. This is because I have noted the biggest gap existing in the market. The community lacked a nearby shop to buy things like bread, sugar, salt, flour and other goods. We had to travel long distances before getting to a shop. Receiving the transfers was like a dream come true. It was evening hours when I noticed Mpesa message on my phone. Usually, my phone is on silent. A few minutes later I confirmed the receipt of my second transfer of KES 3050 from Segovia Technology. When opportunity shows itself, grab it. This is exactly what I did. I waited till morning when I frog matched into the shop to withdraw the second transfer. The distance between my home place and the Mpesa shop is approximately 1km. It only took me about 5 min to withdraw the transfers. I started a business selling 'omena' of KES 2,000. I needed a long-lasting business to support my family in terms of school fees, food and clothing. Thanks to GiveDirectly I have managed to start the small business of selling 'omena' which generates an average of KES 300 daily. This is a good amount for someone who lives in the village like myself and the family. I paid fees arrears of KES 500 for my oldest son in standard two. I also bought food for the family of KES 500. The transfers helped me big time. Before the transfers I depended on my husband who is casual labour in the construction site.

When I first received the transfer, my children had been at home for 2weeks due to school fee arrears. My husband, being the sole breadwinner of the family, had no money at the time. So, when I received my cash transfer of ksh1200, I felt relieved knowing I will use ksh600 to negotiate with the principal to allow my children back to class.

Before I started receiving these funds, I was a housewife and I fully depended on my husband. Since it was never certain for him to get a job, I felt like he was overwhelmed to make ends meet. Now that I am receiving these funds, I feel helpful. I can now contribute towards my children's education something I am proud of.

I am currently unemployed and I depend on my husband for financial support. He works as a handyman at a construction site. Of late, getting jobs has been hard for him so we often struggle to make ends meet. Currently, my children have a school fee arrears of ksh1400. This is after I used ksh600 from the funds that I had received from give directly to reduce the arrears. The remaining ksh600 I saved towards raising capital for a fish vending business that I am planning on starting. My target is to raise a capital of ksh2000.