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We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time. Learn more about how recipients opt in to share their stories.
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Newsfeed > Stephen's Profile
Stephen's family
Stephen
landscapeCountry:
kenya
workOccupation:
Subsistence farming
faceAge:
41
workCampaign
Kenya Large Transfer
Upcoming Stage
Next Payment
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Follow to be updated on Stephen's next check-in.
 
2nd Payment
Transfer Amount
45000 KES ($348 USD)
access_time 17 days ago
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How is your life different than it would have been if you never received the transfer?
I want to start a business where I’ll exchange maize for maize flour. You see, the maize mills are really far from here, and it takes around 30 minutes just to have your maize milled. That’s quite inconvenient for many people around. I plan to begin by milling just two bags of maize at first. Then, I’ll offer flour to my neighbors in exchange for their maize, which will keep things circulating locally without everyone having to travel far. The money I’ve made from farming will help me kick off the business. I believe it’ll be profitable, but more than that, it’ll make life easier for my neighbors. In the end, I’ll not only be making a living but also helping my community solve a challenge that’s been here for a long time.
In your opinion, what does GiveDirectly do well, and what does it not do well?
When I first heard about GiveDirectly, I didn’t know what to expect, but from the moment their staff came to our community, I was impressed. They treated us with so much respect, speaking to us kindly and making sure everyone felt heard. They took the time to explain everything clearly—how the program works, how the money would be sent, and what we could do if we had questions or problems. I wouldn’t change a thing about how GiveDirectly handled everything. The process was smooth, and there was no confusion from the start to the end. They did exactly what they promised, and it was clear they respected us throughout the entire journey. I can’t think of anything that needs improvement—they got it all right.
What did you spend your most recent transfer(s) on?
When I received the cash transfer, the first thing I did was use $80 to pay my daughter’s school fees. She’s in Form 3, and I had to clear the arrears so she could stay in school without disruptions. After that, I spent $30 to plough an acre of land and another $80 to buy beans seeds. It’s the right season for beans, and since they sell well in the market, I saw it as both an investment and a way to make some income later. Thinking ahead, I leased an additional acre for $120. I plan to use it to plant maize next year since it’s a crop that provides both food and profit. In the meantime, I made sure we have enough food by buying a bag of maize for $28. At least now I don’t have to worry about hunger in the house for a while. Food security is a priority, especially when you have children depending on you. Lastly, I bought a goat for $85, as it’s a good long-term asset. It can provide milk and can be sold or bred in the future if needed. With the little money left, I treated myself to a pair of trousers and a shirt. It felt good to buy something for myself after taking care of so many responsibilities. I believe looking good is important too—it lifts your spirits.
 
Initial Payment
Transfer Amount
20000 KES ($154 USD)
access_time 4 months ago
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Describe the moment when you received your money. How did you feel?
I was at home alone, feeling stressed about how to get the money for my children's school fees. I have two kids in secondary school, one in Form One and the other in Form Three. They were back for the midterm break and needed to return to school in three days with their fees paid. Desperate, I started calling my friends to borrow money because that seemed like the only solution. Fortunately, I managed to gather some funds from my friends. Then, something wonderful happened. I received a notification on my phone. When I checked it, I saw that GiveDirectly had sent me $200. I was so happy and relieved! The stress melted away, and my mental health improved instantly. I found myself smiling again. I immediately called the friends who had lent me money to share the good news and refunded their cash happily and without delay. This unexpected support from GiveDirectly not only eased my financial burden but also brought immense joy and stability back into my life.
Describe the biggest difference in your daily life since you started receiving payments from GiveDirectly.
The biggest difference in my life since I started receiving money from GiveDirectly has been the ability to pay my kids' school fees on time, even amidst the stress of floods that disrupted my daily hustle. The money arrived just when my two kids were home for midterm, and I needed to send them back to school immediately. GiveDirectly made that possible. I have also enjoyed a stress-free life since I started receiving the transfers. Previously, I would constantly worry about where to get the next coin, and borrowing money was very stressful. Now, my mental health has improved significantly. The support from GiveDirectly has brought stability and peace to my life.
What did you spend your most recent transfer(s) on?
When I received the recent transfer of $200 from GiveDirectly, I was so happy and relieved. It arrived just when I really needed it. My two kids were home for midterm break, and they had to return to school in three days with their fees paid. I had borrowed money from my friends to ensure my kids could continue their education without interruption. I used $89 to pay back the borrowed money, which relieved me from the stress of school fees and left me with no debt to worry about. Additionally, I used $35 to buy food. We were struggling because floods had affected us badly, forcing me to relocate to a neighbor's house in a safer area. This situation had disrupted my daily activities, and we were finding it hard to get food. Finally, I used $30 to buy new clothing for my family and me. This transfer from GiveDirectly greatly eased my financial burden, provided us with necessities, and brought much-needed relief and happiness to our lives
 
Enrolled
access_time 5 months ago
 
What do you plan to do with the cash transfer?
After the floods that claimed my 1-acre tomato farm one month ago, I almost lost hope in farming. At the moment, I wish to try something new: opening a retail shop business to earn income for my family of seven. Although a business comes with its own set of challenges, it is less impacted by flooding compared to farming. I plan to spend $300 as the capital to kickstart this venture. Additionally, I will venture into poultry farming, which thrives well in this area, and I will benefit from the sale of eggs and chickens once they multiply. I hope to invest $150 in this. The rest of the transfers will be used to pay school fees for my children in grades 3, 5, 7, and 11. I will be grateful for the support that GiveDirectly will provide to my family, as it will help me get back on my feet after the devastating floods.
What is the happiest part of your day?
Nothing beats seeing all your children focused on their education without interruptions. After my tomato farm was washed away one month ago, which was our family's only source of income, I was almost certain that I would not be able to pay the school fees for my children in grades 7 and 11. When schools reopened for the second term, I had accumulated $125 in arrears. I was relieved when schools were postponed, as it gave me the opportunity to ask for a loan from a friend. Fortunately, I was able to clear the arrears, and now my children are fully attending school, unlike before when they would have been sent home to collect their fees. This brings me great happiness, despite the challenges imposed by the floods.
What is the biggest hardship you've faced in your life?
As they say, agriculture is the backbone of Kenya's economy, and like many others, I rely on it to provide for my family of seven. The farms here in Murda are exceptionally fertile, a fortune that every farmer admires. However, misfortunes can strike unexpectedly. One month ago, flash floods hit our area and washed away the tomatoes I had sown on my 1-acre piece of land. A wave of bitterness passed through me as I witnessed the extent of my losses. The money I spent and the efforts I had input with the hope that my family's financial status would be restored were all in vain. My tomatoes were at the flowering stage, and I had invested over $1000 in them, using the profits I had earned from a previous watermelon harvest. Relocating to a safer area is not an option for me due to financial constraints. Therefore, my only choice is to re-cultivate the farm, hoping that such devastating floods will not occur again.