GDLive Newsfeed
We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time. Learn more about how recipients opt in to share their stories.
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Newsfeed > Monica's Profile
Monica's family
Monica
landscapeCountry:
kenya
workOccupation:
Small business
faceAge:
42
workCampaign
Kenya Large Transfer
Upcoming Stage
Next Payment
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Follow to be updated on Monica's next check-in.
 
Enrolled
access_time 3 months ago
 
What do you plan to do with the cash transfer?
As a businesswoman relying on my retail shop to support my family of five, I face challenges, especially when sales are low and stock is limited. The profitability of my business is directly tied to the availability of stock on my shelves—if there is no stock, profits suffer. On a good month, I manage to earn $300, which I carefully allocate to restocking inventory and paying school fees for my children. Due to financial constraints, I am afraid I can only afford to restock in small quantities, which sometimes means I cannot meet the community's demand adequately. However, with the anticipated financial boost through transfers, and I plan to invest $500 in restocking my business. This infusion of stock is expected to increase profitability as it allows me to better serve my customers' needs.The remaining funds from the transfers will go towards paying my children's school fees. While it may not cover all expenses, it will provide some relief and ensure they can continue their education without interruption.Managing both the business and family finances can be overwhelming, but these transfers will provide an opportunity to strengthen my business and support my children's education.
What is the happiest part of your day?
As a businesswoman, my livelihood depends heavily on the profits from my retail shop, which supports not only my business operations but also provides for my family of five. I find great joy when the profits are high, particularly during the harvest season when the community has extra income to spend. This period is crucial for us because it helps cover our basic needs and allows us to manage our expenses more comfortably.One of the highlights for me is in January when the community receives payments from Kenya Seed. This influx of money boosts our sales significantly as people have more disposable income to spend in the shop. It is a time when I feel fortunate to benefit from the community's prosperity, as it directly impacts our ability to meet our financial obligations and provide for our family's needs.
What is the biggest hardship you've faced in your life?
Managing school fees for my four children is really tough for me right now. I run a small retail shop in the village, and on a good month, I earn up to $300 in profits. All of that money goes towards their school fees, but it is still not enough. Sometimes, when I cannot make ends meet, my children are sent home from school until I can pay. It breaks my heart to see them missing out on their education while their friends continue learning.When things get really tough, I have to borrow money from friends, but it is never enough to cover everything I need. I am constantly worried about how I will manage to keep them in school without falling behind on other expenses. I have been trying to budget more carefully and explore any support options available locally, but it is still a daily struggle.