Having been adversely affected by the recent floods that raged through my house causing loss and despair, I am planning to use KES 40,000 as the cost of demolishing the current house and transporting materials to the acquired land (not prone to floods). The cost includes labour cost for construction of the new house. To make my farm productive again, i intend to acquire irrigation PDE pipes to supply water at a cost of KES 60,000. The remaining KES 10,000 will help in buying farm inputs (Tilling, seeds, fertilizer and Insecticides)

Struggling with fees payment for my children was my big challenge until the end of December 2023 when my bank loan request was approved, this brought me relief and joy as i was able to clear annual fees of KES 53,000 for one of my secondary school children. I was also able to pay KES 44,000 and KES 38,000 respectively as part of the fees for the other two students in different secondary schools.

Having been mostly affected by the recent floods, my biggest shortcoming now is lack of money for use in constructing a house in a piece of land i bought that is located in a safer place not prone to floods. The vegetable farm that my family was depending on for income is drying due to lack of water for irrigation as the river it was depending on changed its course following the effects of flooding. This needs purchase of pipes from the main river which i can not currently do due to lack of money. I am also currently having challenges in paying all fees for my 3 secondary school children.