I am planning to renovate my house by plastering the walls and the floor. This was it will make the madhouse more habitable than before.

I am a fishmonger and my family majorly depends on my daily sales for upkeep. This has never been so easy especially on the days that sales were bad and the market flooded. This would mean a cut down on daily household expenditure some times we would sleep hungry. Ever since GD's support was introduced to our lives, my business is now growing since it's not strained, the household upkeep is also well taken off by the transfers. We are grateful.

In the next six months, I am looking at a flourishing fish business, a well kept and habitable household and a happy family enjoying each day as the Lord allows us with gratitude.

In the last four months, my children have never been sent home for school arrears. This is a big step in my life because I only used to pay when they were sent home. I did not have the money to pay in advance. GD transfers have changed the story for me. As I have been receiving these transfers, I have always ensured I pay some amount in school which has helped reduce the balance they have in school. I do not feel the burden anymore. My business is also doing well because I rarely take money from the business to handle my family needs.

My new goa in the next four months is to livestock. I do not have any livestock in my life because I am a widow and my main source of income was giving very little to even do some savings. I know I will be able to achieve this goal through the transfers.

My daughter who is college has taken long to finish her course because of school fees. She has taken three and a half years by now yet she was to take two years only. This is because she has missed some examinations since I was not able to raise money in time to pay. My income from the small fish mongering business was not enough to meet all our needs. Since I started receiving these transfers, I have been able to pay on a monthly basis which has ensured she has never missed any examinations. She is now due to finish next year courtsey of GD transfers.

I expect my life to change in the next six months in that I will be having livestock in my compound. I have always dreamt of owning a livestock but I was not able to due to my low income. As soon as am done clearing the balances I have in school for my children, I want to buy a cow so that I can be on the same level as my neighbours.

My life is currently different from how it was because I used to do a lot of manual work to ensure that food was on my tables and my children's school fees was sorted. This has changed because upon receiving my transfers, I invested in fish business which has now picked up so well and I earn from it.

As per now I do not have any new goals apart from ensuring that my daughter's school fees has been settled.

I have been saving my previous transfers to enable me pay my daughters school. She is currently in form two and I am looking forward to see her complete her secondary education.

In the next six months I expect that all my children will be attending school with nil or little school fees arrears. This will make me a happy mother.

My life is currently different from the way it was four months ago in that currently, I can have a monthly plan because I'm sure of getting money at the of the month. This wasn't the case before because I didn't have any source of income and the little I got I could spend on food. In addition to that, I own a cow which I consider an investment because I'll have an additional cow after it has given birth.

In the next four months, I have an additional goal of constructing a house for my son so that he can have a decent place for sleeping. Currently, he sleeps in the same room where sheep and poultry sleep.

I have never imagined that I would own a cow in my life because I couldn't afford it. I considered it a luxury. I'm now happy and so proud because through saving in the Merry-go-round I was able to purchase a cow. This is a form of investment because in the future after it has given birth I'll have an additional cow. In addition to that, it will be supplying me with enough milk for family consumption thus I won't be budgeting for milk.

In the next six months, I expect to have constructed a house for my son so that he won't be sleeping in the same room with sheep and chicken.

Currently my life is different through the peaceful heart that I have gotten from seeing my children going to school delighted since they are not worried of being sent ho e for school fees .I am also hopeful that through this monthly payment I am able to plan for the unknown household emergencies

My new goal is to saved up money for my child's education most so the one who is to join high school next year .

The biggest difference in my daily life for the past four months is the peaceful heart that I have gotten from seeing my children going to school delighted since they are not worried of being sent ho e for school fees .

I expect in the next six months to shall have saved enough money expect for my child's education who is yet to going high school .

There are no new goals so far.

The difference in my daily life since I received this transfer is that I have hope of better life as a result of this transfer.

In the next six months, I plan to buy cows and eat well.

The biggest difference in my daily since I started receiving this transfer is that I now have hope that my life will get better and look forward to the future.