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We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time. Learn more about how recipients opt in to share their stories.
Stages:
 
Enrollment
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Transfers
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Completed
Newsfeed > Ndoko's Profile
Ndoko's family
Ndoko
landscapeCountry:
kenya
workOccupation:
Subsistence farming
faceAge:
52
workCampaign
Standard Kenya
There will be no further updates from this completed recipient.
2nd Payment
Transfer Amount
53150 KES ($527 USD)
access_time over 4 years ago
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How is your life different than it would have been if you never received the transfer?
The biggest difference in my life is that my children are never sent home for fees again since I received my first transfers. I used my first transfer to clear school fees arrears for my children who are in secondary school. It was very shameful for when on a monthly basis they were sent home for arrears. It would take time to raise money and In most cases, I would have to talk to the teachers to allow them back in school as I look for the money. I am glad I cleared the arrears with the transfers. Secondly, I have not been having a good source of income to sustain my family needs. I have always struggled financially. This is because I have always depended on a small income from casual work. As a result of the struggles, I took a loan to put up a rental house in a piece of land I inherited from my father. Due to other needs, I used part of the money for my personal needs and ended up not finishing the construction. This was another financial burden because I had to find a way to pay back the loan as well as raise money to finish the house. With GD transfers, I was able to finish constructing the houses and I know it will help me raise money for paying back the loan and meeting my needs.
In your opinion, what does GiveDirectly do well, and what does it not do well?
I feel it was a good thing that GD fulfilled their promise unlike other NGOs who come and give promises but they do not keep their word. GD was different from the rest and set a good pace for the rest. Field officers should rely on their own judgement and not words of the villagers who may have a grudge with the neighbour on who to receive the transfer.
What did you spend your second transfer on?
I spent my transfer on buying two bulls with farming in mind. In every planting season, I have always had to pay some amount so that my farm can be ploughed with my neighbours who have bulls. It has been very expensive and sometimes I prepare my farm very late because I did not have the money to pay on time. This is why I decided to buy the bulls so that I don't have to rely on others again. The rest of the transfer I used on buying steel doors and windows which I have already fitted in my rental house which I built a year. The house is fully furnished and I have tenants who have come in already. I will be getting a monthly income from the house which will boost my income.
 
Initial Payment
Transfer Amount
55000 KES ($544 USD)
access_time almost 5 years ago
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Describe the biggest difference in your daily life.
The biggest difference in my daily life is that I cleared the fee arrears of KES 40000 for my children and they are now comfortably in school and college. They are no longer sent home to collect school fees as usual. I depend on the casual jobs in the village to earn an income, paying school fees on time was a big challenge for me. My children could stay at home for a longer period of time and this was affecting their performance. I'm so happy now because I have peace of mind and I have devoted much of my time on my daily activities to generate some income to pay next term school fee.
Describe the moment when you received your money. How did you feel?
It was very early in the morning when I heard a message notification on my phone. When I reach out to check it, I could not believe my eyes, it was a message from GiveDirectly confirming that I have received a sum of KES 55000. I felt so happy because I knew that I will be in a position to clear school fees for my children who were sent home to collect the fees. My children also felt so happy and the really celebrated.
What did you spend your first transfer on?
I spent KES 40000 to pay for my children's school fees, One in high school and the other in college. Paying for their fees has given me adequate time to prepare for the next payments since I have been able to pay for them on time. My children are no longer sent to collect school fees as usual and this has led to an improvement in their performance in school. I had also acquired a plot of land which I am planning to build a rental house. I had not completed the payment. Thus I took KES 10,000 to clear the debt. I am now in possession and soon I will begin the construction. I spent the remaining amount to buy foodstuffs and did some shopping for my children.
 
Enrolled
access_time almost 5 years ago
 
What does receiving this money mean to you?
Education is one thing that I have invested heavily in. And because I only depend on subsistence farming, sometimes it is constraining to strike a balance given that I have 3 children who are in secondary, and 7 at primary level. I have a total of 15 children and all require my attention. Receiving this money means I will be in a position to provide for them fully in terms of education, food, and healthcare. To achieve this, I intend to set up a posho mill business which will earn me a daily income, and because I sold all the livestock I had to get money for school fees, I also plan to replenish my herd once I receive my transfers. This to me will mean a financial stability.
What is the happiest part of your day?
Evening is the happiest part of the day. Being I farmer, I spent most part of the day in the fields, and the only moment that I get a chance to spend quality time with my children is in the evening. Given that my work is exhausting, evening is when I rest and I always look forward to this moment.
What is the biggest hardship you've faced in your life?
Lack of adequate resources has been my biggest hardship. The only resource that I was depending on was livestock. And having sold all of them due to the overwhelming educational needs of my children, it has been a hard time trying to figure out how to adequately provide for them without compromising on other needs. At the moment, I depend on subsistence farming, and maize is our main crop. However, for the past 5 years, I have registered dismal yields due to lack of enough rainfall and unpredictable climatical conditions. This means we have a food shortage and every time, I'm forced to purchase food from shops. It is constraining and oftentimes I incur debts to ensure that they get at least a single meal per day.