I have a daughter in high school whom I would like to stay in school full-time once the schools re-open. This means that I would not want her to be sent back home for delayed school fees payment hence the need to pay the fees in good time. I am planning to save as much as I can so that when the schools reopen, I will have enough money to pay for her school fees for the whole term.

We did not harvest much from our farms in the last farming season and we have been buying maize for family consumption which has also risen in price. This has led to the hunger that is faced by many families that are unable to afford basic meals due to the high prices and lack of income. I am very lucky and proud to say that my family has not been a victim of these unfortunate circumstances, thanks to the monthly transfers which ensures that my business stays alive and we can afford the basic needs and foodstuff such as maize without any problem.

Paying my daughter's school fees is usually my biggest problem and I am never relaxed when she has any balances. To have peace of mind and the focus required in other areas of my life such as my business, I hope that I will have paid all the required school fees for my daughter within this period.

Life is a bit different because for the better part of last term and this new term life will not be such a burden for us considering the little that I have this business that keeps the family going. My husband has also made sure that he improves his farming techniques by using better and effective fertilizer and seeds which improves the yields capacity.

My current goal is to boost my business so that it can generate more revenues going into the future. I will have to invest more capital every month, and by doing this I know that my kids will have school fees and enough resources that can take care of our financial needs.

I have seen a difference in my life because I have been able to pay school fees for my kids without failure, which means that the children are no longer sent home due to non-payment issues. Previously before the transfers started trickling in, my kids could even spend one week at home as I struggled to get money to pay their school fees arrears.

I strongly believe that this business will be the main source of income and a source of survival for our family. So for me, my main focus is to ensure that the business picks up so well and increase the revenues day by day.

Currently, my life is different in that I have been able to pay school fees for my daughter through saving money in a merry -go- round. Therefore, it gives me the joy to see her go to school to achieve her dream unlike before when I had lost hope of educating her due to my meager income. I am happy she is not being sent away for school fees arrears as it was the case before the transfers.

I have no new goal for the next four months. My plan is to educate my child by paying her school fees fully. This is because I believe through educating her, She will be successful and dependent meaning she will comfortably assist us as her family members financially in the future.

M dream of educating my daughter was not practical before I started receiving the transfers. This is because my income could barely support my family. I had to go cultivating my neighbor's farms or do laundry works for pay. When I started receiving this transfer, my main source of income was not enough to pay school fees and provide for the basic needs of the family. The biggest difference in my daily life is that I have been able to pay school fees for my daughter through saving money in a merry -go- round and it gives me joy see her go to school to achieve her dream.

I expect in the next six months to shall have settle school fees arrears for my daughter for the who term. I believe having done so she will attend school consistently without any worry of being sent home for school fees arrears like before.

Currently, my life is different in that I have been able to pay school fees for my daughter through saving money in a merry -go- round. Therefore it gives me joy to see her go to school to achieve her dream unlike before when I didn't the vision of securing her education due to my little income as the only option would have been to marry her off at an early age.

I have no new goal for the next four months. My only plan currently is to educate my child because I believe through education my daughter will be successful and dependent.

The dream of enrolling my daughter in high school wasn't visible before I started receiving this transfer because my main source of income wasn't enough to pay school fees. The biggest difference in my daily life is that I have been able to pay the school fees for my daughter through saving money in a merry -go- round and it gives me joy see her go to school to achieve her dream.

I expect in the next six months to be able to buy additional foodstuff to supplement the one I produce on my farm using the transfers. Through this, my family members would have balanced diet meals hence their health would improve.

My life is currently different from the way it was four months ago in that I rarely get financialy down.

I have a new goal of starting up a retail shop so that I can have an additional income.

The biggest difference in my daily life four months preceding the current transfer is that I've been able to easily to meet my family's needs without struggling for it. This has given peace, I'm no longer worried about how to raise money.

In the next six months, I expect to have opened up a retail shop.

My new goal is to start up a business through savings to be able to sustain my family through the monthly transfers.

My life is currently different as my life is now stress free. I can pay school fees for my child,buy seeds for planting to get more food for family consumption and buy food for my family.

I expect my life to change in the next months as i would save to start up a business and be able to renovate my house through the monthly transfers.

The biggest difference in my daily life is that i was able to pay school fees for my child who was sent home.