"I am currently in Form Three, with one more year to complete my secondary school education. My goal is to join KMTC, so I need to focus on my studies to achieve excellent results. In the coming year and beyond, I plan to dedicate myself fully to my studies to reach this goal. To ensure this, I intend to use part of my transfers to pay my school fees on time, avoiding the risk of being sent home for unpaid balances. With any remaining funds after covering my fees, I will support my younger siblings' education. I am deeply grateful for the financial support, as it has also allowed me to invest in poultry farming, providing a foundation for my financial security in the future."

"Hunger is the biggest challenge my family is currently facing.The lack of jobs in the neighborhood has resulted to me and my family of 2 going without food on many occasions.I am a mother of one who engages in casual jobs such as cleaning , transporting water on my back and grading tomatoes in the neighboring location.These jobs are rare to find, one might engage in them twice or thrice a week .At the end of a week I always have at most KES 800, to survive on this my family has to live on one meal a day (super only) and have the last night leftovers in the morning if any .The insufficiency of quality food has impacted negatively on my health in terms of immunity and energy.I am no longer energetic enough to walk for long distances in search for jobs and transportation of water."

"Lack of money is the biggest challenge I am currently facing.For the past 4 years I have been working as a fisherman in lake Baringo,with my family of 3 the income I earn from this work is insufficient to pay for my daughter school fees as well as buy adequate household requirements.Although I have several business ideas it has been difficult for me to put them into practice because of limited finances . Operating on a hand to mouth basis is so discouraging and unpromising,most especially now when my family is growing and I have to shoulder the responsibility of taking care of my 4 siblings, my single mother and my disabled grandmother.I barely have savings from my monthly income of KES 15000, this stresses me a lot because time is moving ,I am getting old and I foresee a dull future for my family."

"My current goal for this year is to create an exceptional moment for my family. To achieve this, I have been saving in a merry-go-round group, and I will be receiving my pooled funds in December. Once I have received them, I plan to buy my children new clothes and make this Christmas special for them. I want them to enjoy the holiday just like other families, and to feel happiness and warmth during this festive season. In addition to making the holidays memorable, I have a bigger vision for my future. I want to build a three-bedroom, self-contained house for my family. To make this dream a reality, I have been saving $17 in our SACCO, and I plan to save more from my future transfers. These savings will enable me to take a substantial loan from the SACCO, which I will use to buy building materials and construct my dream home. I am hopeful that these dreams and goals will come to fruition. I believe that with determination, planning, and the support I am receiving, I can achieve these aspirations and create a better life for my family. I am deeply grateful for the assistance I have received from GiveDirectly. It has been a crucial part of helping me work towards these goals, and I am excited about the future."

"The festive season is approaching, and I truly want to make this time special for my family. To make this happen, I plan to use my transfers over the next few months to buy clothes and shoes for my children. I want them to feel happy and enjoy the holiday festivities. Additionally, I plan to prepare special meals for them so that they too can celebrate this season with joy and warmth. Beyond this, I am also planning for the future. I intend to use a portion of my future transfers to buy goats. I am hopeful that these goats will multiply, increasing both in number and value. In the future, I hope to sell some of them and use the proceeds to help me achieve one of my long-held dreams of joining college. My goal is to study beauty and hairdressing, where I can gain the skills needed to open my own salon. I believe that with this training, I will be able to provide valuable services to people in my community, earning an income that will support my family and help us thrive. I am deeply grateful for the support I have received from GiveDirectly. This assistance is making a real difference in my life, allowing me to care for my family while also working toward a brighter future. I am filled with hope and determination, and I look forward to seeing these plans come to fruition."

"My wife was not feeling well and recently, she had surgery. Currently, my priority is to continue supporting her in every way possible, especially with food and anything else she needs, so that she can fully recover and get back on her feet. To achieve this, I plan to send her a portion of my transfers regularly, ensuring she has the resources to take care of herself until she is well again. In addition, I am determined to plan for our future. I intend to save at least $20 from my future transfers from GiveDirectly, which I will use to help start a small shop for my wife. This shop will not only keep her busy but also provide a source of income that will help support our family in the long run. Also, I am currently enrolled in a mechanic course, and my focus is on completing it successfully. Once I finish this course, I hope to be able to secure a job, which will allow me to contribute more financially and provide even more support for my family. I am deeply grateful for the assistance I have received. This support has given me the opportunity to work toward a better future for my wife, myself, and our family. I am filled with hope and determination to make the most of the opportunities ahead."

"Some time back, the roof of my house was blown away by strong winds and has been completely destroyed. It is now full of holes, making it unfit for use, and I am left with no choice but to replace it. Renovating the roof has become my top priority for the coming year. To achieve this, I plan to save a portion of my transfers and gradually buy iron sheets and other roofing materials that will allow me to restore my home. Once the renovation is complete, I will feel a great sense of relief and happiness, knowing that my family will be protected from the elements. After the roof is repaired, I plan to continue expanding my livestock. To achieve this, I intend to use a portion of my future transfers from GiveDirectly to purchase goats. I am hopeful that these goats will multiply, increasing both in number and value, providing me with an invaluable asset. This investment will be crucial for me, especially when this program comes to an end, as it will give me something to rely on for the future. I am truly grateful for the support I have received. It has made a significant impact on my life, and with this assistance, I can work towards a better and more secure future for my family."

"My goal for this year and beyond is to first renovate the roof of my house and create a better living space for myself and my family. The roof is very old and worn out, and it desperately needs repairs. To make this happen, I have been saving a portion of my transfers from GiveDirectly, and I plan to continue saving more through our local savings group until I have enough to finally repair the roof. Once the house is repaired, I will shift my focus to expanding my livestock base. Increasing my livestock is a valuable investment that will provide not only a steady income but also something I can rely on, even after the project is complete. To achieve this, I plan to use a portion of my transfers to buy goats, with the hope that they will multiply, increasing both their numbers and their value. I am excited about this plan because it will give me a solid foundation for the future. I am proud of the progress I have made so far, as it ensures that my family will be well taken care of, especially in case of any urgent needs. I am deeply grateful to GiveDirectly for their support, which has made a world of difference in improving our situation."

"Owning a pair of bulls has always been my dream. I have always envisioned using them to plow my farm and reduce my farming expenses. Thanks to the transfers I have been receiving, I was able to get one bull, and now I am in the process of acquiring the second one to complete the set. This is something I have worked hard towards. To make this a reality, I have been diligently saving a portion of my transfers in a local savings group, and I plan to continue saving more of my future transfers until I achieve this goal. Once I have both bulls, I will feel an immense sense of satisfaction, knowing that I will no longer need to hire outside labor to plow my land. I will be able to manage my farm more efficiently and reduce costs. This will be a huge milestone for me, and I cannot wait for that day to come. Beyond that, I have another dream that I am working towards. I want to build a better house for myself. The house I am currently living in is old and in very bad condition. I know that with time, and by using a portion of my transfers, I will gradually buy building materials and start constructing a home that is more comfortable and safe. I am hopeful that soon, I will be able to move into a new home that I can truly be proud of. I am deeply grateful for the support I have received. Every step I take brings me closer to realizing my dreams, and I am filled with hope and determination to see them come true."

"I have been buying goats with the help of my parents, who assist in their care while I continue attending school. I currently own 10 goats and aim to increase this number to 25 to achieve my goals after finishing school next year. My plan is to move into my own house to avoid the ongoing inconvenience of searching for a place to sleep, as I am now grown and can no longer share my parents' one-room house. In addition to building my dream house, I am using part of my transfers to purchase goats and also to acquire iron sheets in preparation for construction. Once this project is complete, I will focus on preparing to join college. My parents are small-scale farmers, and the little they earn cannot fully support my college education without a combined effort. Therefore, I must plan early. These goats will multiply, increasing their number beyond what I currently have. I plan to sell some in the future to raise funds for buying additional building materials and to expedite the construction process. I am deeply grateful to GiveDirectly for their financial support. Without these transfers, I would not have reached where I am today."