"I spent my third transfer on additional house construction materials and so my husband and I plan to relocate to our own compound soon and put up a better house. Living in my parents-in law's compound has been more like living in a rental house. Thank you very much."

"My life is currently different since am now happy and less depressed since before I used to be engulfed in soo many thoughts on how to take care of my family.Now am able to eat healthy and ease my recovery since I've had some many surgeries with no time to heal.My children are very happy and its seen even from there faces."

"I am really thinking of buying a sheep. I hope that with time this sheep will multiply and I will be able to sell it whenever I am faced with difficulties in life."

"By the end of six I will have built a bigger business space that is permanent. I will also be running a tea buying business. I see my living standards will have improved at the end of six months."

"I spent my third transfer on my late mother's burial, bedding for my family , a bit of school fee and some food stuff for my family."

"My new goal is to joining college and take a course in social work because I wish get a job in future."

"Receiving these transfer gave me new need to add more dairy cows in my livestock."

"I am planning to join school so I will be saving a small amount to finance this. My husband will not feel the stretch of having to provide money for upkeep too. We will also join hands with my husband to buy a piece of land."

"I spent my third transfer on building a kitchen as a priority since I had cooked from the open for over ten years due to lack of finances and often got inconvenienced. I spent the balance on finishing and fixtures for my existing house . I spent the balance on a bag of dry corn for consumption."

"I spent my third transfer on Secondary school fee for our two children for 40,000 KES, and spent the balance on food items for my family. School fee for our children is always our highest expense yet a priority to us , and I figured out that my husband and I were not likely to get lump sum money again and so the best was to secure our children's education."