"In the next six months,I am expecting to have some goats for rearing after getting money from table banking group we are planning to form as a community."

"I spent my third transfer on 2 heifers for 25,000 KES which we intend to multiply , build the stock and hopefully finance our children's education in future. I spent the balance on buying a piece of land that we are currently using for food production, but that we intend to put up our home on since our ancestral land is too small and insufficient."

"I spent my third transfer for Secondary school fee for our nephew for 21,000 KES as he is very extremely poor and kept on being sent away from the classroom and my husband and I decided to support. I also bought a heifer as an investment, our strategy being that by the time the heifer calves 4 times we can sell the stock and build a house using the proceeds."

"I expect my life to change in the next six months in that, I will be able to save atleast 1000KES every month hoping to build rental houses ."

"I have bought textbooks for my grandchildren which will enhance their education and there is food adequacy of which would not be possible without these transfers.Money changes the life of any person for better because when you have it you can execute any plan you have."

"I spent my third transfer on buying a heifer to provide our milk for improved nutrition in the future. I spent the balance on plastering our house since the soil texture in this place is bad and walls easily crack, and I figured out it is cheaper to apply plaster for durability.."

"I have started investing in merry go round group of which our major goal is to buy two heifers for every member before the twelve years are over.I also plan to set up a poultry house and increase my chicken stock in order to increase my source of income. I also plan to start offering tithes to God because he is the source of all blessings."

"There are really so many goals which I think of doing each and every day in but at the moment I have started focusing on Zero grazing and for the start I have a plan to obtain one heifer and specifically Friesian breed"

"The biggest hardship I have faced in my life was when I was very sick and couldn't afford to get proper medical care. Being the sole bread winner to my family, life became so difficult."

"My life currently different because I cannot stay with my children at home. Previously, I could tell them to stay at home as I go engage myself in casual work which always goes for days before I can raise the cash required."