"My life is different than if i never received the transfer in that i have been relieved from the debt burden. I now stay freely in my home without fear. I own land and with it i have where to cultivate and my home will be food secure."

"My life is different than it would have been if i never received the money because i live at peace with wife and we are happy unlike before when we used to quarrel because i was not meeting her needs."

"Receiving this money means i Will be able to buy oxen for ploughing, household items."

"The biggest hardship i am faced with is inadequacy of farm land."

"The biggest hardship i am faced with is inadequacy of money to pay school fees for my children. "

"Inadequacy of farm land that would otherwise support farming activity."

"My proudest achievement is having built myself a house with the little income I earned from farming. I am also proud to have bought a cow with my income from charcoal burning years back when I was in class six. "

"I don't have any achievement I can say I am proud of since I haven't yet made any progress towards improving our living standard and securing our future interms of food and children's education. "

"My biggest hardship has been finding food for the family because we have faced long droughts which led to little harvests. The demand for cereals also went up causing prices to shoot as well. "

"My proudest achievement is that I became number one in my class 8 exams at Nyabeda primary and joined Sega girls where I also performed well in my exams. This made me proud as I managed to get some sponsors who paid for my education due to the fact that I was the only girl who performed well."