"The biggest hardship I have faced in my life is, lack of finance that I can use to buy more equipment to modernise my salon to attract more customers."

"The achievement I am proudest of is that, I used to stay in a small grass thatched house but now through my table banking savings in our self-help group, I managed to build a bigger semi permanent house that now accommodates me and my family."

"The biggest hardship I have faced in my life is lack of a house for a very long time. This could stress me up and I did not know how to overcome the situation. I had stayed in a grass thatched house ever since.Now I am happy though I have only stayed in this permanent house for two months."

"The biggest hardship I have faced in my life is, lack of job and capital to start my own business that can give me some income to feed my family."

"The biggest hardship I have faced in my life is paying school fees for my children who are in secondary school since I do not have a stable income."

"The achievement I'm proudest of is single handedly educating all my children. I'm glad that they're currently starting to live a good independent life. "

"The biggest hardship I've faced in life is being jobless. I was so broke that I couldn't even buy a ten shillings telephone airtime."

"The biggest hardship I've faced in life is being unable to provide for my family, this sometimes force my family to go without food, clothing and medication. "

"The achievement am proudest of in my life was being able to complete my primary education. My father was the sole bread winner on our household and after his death while i was in class five, I never imagined that I would be able to complete my primary education."

"My greatest achievement has been, being able to build semi permanent house. I used to sleep in my grandmothers kitchen which i shared with sheep and goats and it was also very cold at night."