"The achievement I am proudest of is that I was able to enroll for tailoring lessons and paid my fees with money I saved from my previous business of selling mangoes."

"I spent the larger part of my third transfer on building a decent spacious three roomed house and now I have all the privacy I need unlike before the transfer when I used to stay in a small house. I also bought sofa set seat."

"I spent the larger part of my third transfer on buying building materials such as 30 pieces of iron sheets,three steel windows and a steel door which I am planning to use on building a spacious house what is delaying me is the piece of land I am staying in is small I asked my in- law who stays next to me to added afew meters which he promised to do so hence I am still waiting . I also paid school fees for my three children who are in high school ."

"I spent my third transfer on building a spacious four roomed house with the building materials I bought with the second transfer and now I have a peace of mind since I no longer staying in a small house which couldn't fit my family members confortably.I also bought household utensils and clothes ."

"My husband added part on his saving onto my third transfer and I bought a motorcycle which he transports goods and people for pay (bodaboda) in nearby centers for pay .This business has enabled a stable income in my household hence getting daily needs for my family has never been confortable since before the transfer my spouse mainly relied on unreliable commision casual jobs in the village."

"My biggest hardship is getting the basic needs for my family since the family is large yet my income is small and unreliable. "

"My biggest hardship is raising enough money that will help me buy construction materials and make a house for the family. The materials are expensive yet I have no stable income. "

"My biggest hardship is raising enough capital to revive my collapsed business that I believe will make for my stable income. "

"My biggest hardship is raising enough money to carter for my tertiary training since I have no relative to provide support, nor able to meet the costs by self. "

"My proudest achievement was purchasing househlod items with proceeds from a business I had in the past. Were it not for the business, I wouldn't have even a single seat in my house. "