"I expect my life to be better in the next six months in that I will not be doing more of casual jobs, I will be getting assistance in fee payment for my children school fee, will be producing milk from my own farm. I expect to lease more piece of land to use for commercial farming. This will improve my financial status."

"With two years of experience working as a hotel cook, I feel that I have what it takes to start and run my own small hotel so that I can be financially independent in the long run. It is my dream to see my children well educated and this venture will give me good returns that will ensure they stay in school as I will be able to pay their fees consistently. Secondly I will buy iron sheets to complete roofing my house that has taken a while due to lack of funds. Thirdly, I will purchase some goats because they are more drought resistant and marketable compared to cows. "

"In the next six month l expect to have bought a new comfortable furniture."

"In the next six months l expect to have put up my workshop and not working from the house."

"There is a great difference in my life compared to my past one. Right now I have a stress free life and I am able to plan and organize myself for future life. I have cleared all the fees of the whole year for both children in Universities and in Secondary. My life is now good compared to the past."

"I started savings through a table banking group that we formed. As soon as the savings mature I will get KES 40,000. This capital is enough to start a shop dealing in household good. From the income I get from this business I will ease my husbands' burden as far as meeting my husband's needs is concerned. I will also take my son to a good school since I expect great proceeds that will cater to the same."

"In the next six months, I am positive that I shall have bought at least some livestock. I will have them as my assets, once they reproduce, I will sell, make profits and do other major projects."

"In the next six months, I expect to plaster my wall. This will not only make my walls stronger but will also save me the cost of smearing. I usually buy the soil used for smearing and being that it is only found several kilometers away from my village, there is an additional cost incurred on transportation."

"In the next six months, I am hoping that my small business of making sweaters will have grown and will enable me to make money. I will then use it to buy goats."

"In the next six months, I expect my life to change in that I will have built a decent kitchen. The current one is in a bad condition and very dangerous because of its old condition. It doesn't look good therefore I have decided instead of repairing it I will just build a new permanent one which will last for a long time. I will be the happiest woman in the community whose cooking place will be at her best."