"The biggest hardship I have faced in my life is lack of proper accommodation for the family."

"The biggest hardship I have faced is lack of enough land for farming."

"That moment I received the transfer I was so overjoyed. This money came at the nick of time when I was about to sell my bulls to cater for school fees. Every time I was looking at my phone I was just smiling. this was the best moment of my life."

"My new goal is to support my mother in paying fees for my siblings back at home. Since my mother is a widow and she is overburdened with the household's budget, I am planning to be sending her part of my transfers to be assisting with paying school fees for my siblings. This will ease her some financial burden."

"In the next six months, my life shall l have changed for the better. I will have a more comfortable and secure house for my family. The current one is too old and I get scared thinking it can collapse anytime when the rains drop so heavy."

"The biggest hardship I have faced illness. I was diagnosed with HIV and this puts me down oftenly."

"The biggest hardship I have faced is lack of money to cater for the basic needs of my children."

"I believe in educating my girls, a mission that has seen me lose a husband I dearly love gradually. Unlike me, he believes its a waste of resources and that marrying them off is much more beneficial because he will get dowry in form of cows and cash. Now he rarely comes home and has completely abandoned his responsibilities as a father leaving me to struggle on my own to provide food, education and other basic needs of the family. This has been very difficult given that I work as a casual labourer at a small hotel cooking and waiting on tables with a maximum pay of 1 dollar a day."

"Educating my children has been my biggest struggle due to inadequate finances. Keeping them in school has not been easy considering am an unemployed widow only surviving on casual jobs with unreliable pay. Only one of them has managed to complete his secondary education though unable to proceed to college for lack of funds. Two dropped out and moved to Mombasa in search of casual jobs while one is still in primary school. "

"I have always wished to own a sardines business so that I can be in a position to earn some income in order to help my husband take care of the family.His work as a casual labourer in Mombasa town does not generate enough money thus the burden of providing for the family's needs single handedly, has really been weighing down on him lately. With this money, I will not only be able to realise my dream of setting up my sardines business, My husband will also be able to buy a brand new motorbike to be operating in Mombasa thus making him to be more sure of his source of income since he will be self employed. "