"I got married at a tender age and unfortunately, my spouse passed on when we were young couples that meant I had to carry all the burden. Taking care of 8 children on a meagre income from the causal jobs I did in the village couldn't sustain my family's needs and save to renovate the weak grassed thatched house that I was staying in then. One day while I was at work the house collapsed and killed my child who was sleeping at that time. My life was in despair and we were rendered homeless hence I had to borrow a sleeping place from my in-laws for a year. The village members were able to raise some money and built for me a small house to stay in out of the communal empathy they had. My life is different in that I have been able to build a decent spacious house which I never knew I would have and it's with the greatest joy that my children are no longer worried of where to sleep."

"I believe that my life is now different because I have items I never had before such as a new solar system together with the farm that I leased. I opted to lease the farm because I am so sure that by the time I harvest the sugarcane I will be able to get a return on investment by selling out the sugarcane to the Muhoroni sugar factory."

"I spent the third transfer to pay school fees for my son who had fees arrears that I had not paid by that time, so when I got the cash, the first thing I did was to clear the fees arrears. Apart from that, I also used another portion to buy household items that I lacked yet I really needed and they included kitchen materials such as utensils, thermos and cupboards."

"I think once I will have a starting capital and revive my small scale business I will have money that will sustain me together with my family members. So for me right now, the only thing that I seek to do is to start up the business and get it running as soon as I can."

"My life is currently different than it would have been supposing I never received my transfers in that I spent my transfers to meet medication of my child who is currently doing well. Secondly, I have succeeded in building a new house and I do not need to rent a house in the center anymore. Consequently, I live peacefully and less stressed in my own home."

"In the next six months, I expect to have plastered my main house and the kitchen. My house is not in good condition because it has holes on the floors. Having it plastered will make it look better and reduce the dust that always generates from the floor. This will also reduce its chances of harbouring harmful insects such as jiggers."

"In the next six months, once my clay works business picks up well, I expect my lifestyle to positively change. I shall be able to raise more income from my clay works business thus be able to support my family comfortably. This will give me confidence that even when the transfers will be over, I shall continue to live an independent life unlike before when I was fully depending on casual jobs."

"In the next six months l expect my business to have grown to large scale where l get more profit. "

"In the next six months l expect my brother to return my money, for me to build iron roofed house. "

"In the next six months l expect to have started business to be self employed."