"I plan to venture into farming to help in income generation for the family. I also wish to save and venture into livestock rearing for the financial security of the family. These will help in the generation of income for our upkeep."

"The joy of every married woman is to have a baby. However, this dream is not for everyone and I am among the few who have not been able to achieve it. The past four years of my marriage have not been smooth because of my inability to conceive. I have visited various doctors but I have not received quality medication because insufficient funds. My last visit was Aghakan hospital where I was supposed to raise 60,000 shillings but it I have not been able to do so. This transfer has come to save me the agony of childlessness as I will use part of it to seek medical care. I can already feel a baby bouncing in my stomach because I believe no situation is permanent. Besides, I will enroll back to my dressmaking course which I had started earlier but I stopped due to lack of college fees. "

"Currently, I have a business of supplying doughnuts to the shops in the nearby shopping centre and selling some to a nearby school during break times. It is usually such a task preparing enough doughnuts in time to supply before the rush hour begins and even make it to the school in time for the break. With all the focus and attention that I give to my business, I have neglected my household duties as I do not have enough time to do my house chores. For this to change, I hope that in the next few months, I will be able to employ an assistant who can help me take care of my business, especially with the supplies so that I can have enough time for my family."

"I expect my life to change in the next six months in that I will have got the money to join a college. I will not struggle to raise school fees."

"I expect to have bought a motorbike to ease transportation of goods to the market to cut transportation cost. I believe I will have an additional source of income because I will also use it for taxi business."

"I expect my life to change in the next six months in that I will have saved enough money from the sales of my produce to buy a heifer."

"I expect my life to change in the next six months in that I will use the transfers for savings. My plan is to use the savings to boost the foodstuff business so that I can enhance the profits. The profits will help me provide for my family needs in time and with ease."

"Currently, I have a few goats but from the experience I have with them, they reproduce twice a year. For the next six months, I hope I will have saved enough money for purchasing more goats so that in the future I can sell some of the young ones in order to raise money for purchasing a cow."

"Early on at the beginning of this project, I saved some of my transfers which I wanted to use to buy a heifer which was not possible because I would use some of my savings. To avoid sabotaging my own plans, I decided to buy goats which have now multiplied into six. My plan is to have them grow for a while longer so that I can later sell them off and raise the money required to buy the heifer. I hope that in six months time, I will have the heifer that has always been my greatest desire to own."

"The biggest difference in my life is that, I now have an iron roofed house in my compound which I could not build before. My children will soon move to a better house from a leaky hut. My home is looking beautiful with this house and I am not afraid of hosting visitors any more because there is good shelter."