"Surviving on selling the local coconut brew is what I have known for three months now after abandoning my work of extracting hard core stones which I found to be more dangerous to my health. Being a lady and doing these kind of business is what I feel shameful to myself but because I have no any support from my husband, I am forced to do them in order to provide food, clothing and education to my children. Therefore, I consider lack of reliable source of income as my biggest hardship."

"Receiving this money means an opportunity for me to start an income generating activity that can help me cater for the basic needs of my family such as food and education without relying so much on my spouse. With my teaching background, I intend to use the knowledge and skill to start an adult learning programme just within my village. I will finish constructing my house which will be the classroom in the mean time as I figure out another alternative. All that is remaining is plastering the walls, cemented floor and doors for the toilet. The rest of the transfers will go into purchasing livestock that I can care for during my free time. "

"I expect to have plastered my house in the next six months. I have already started saving money towards this project and I believe I will have accumulated enough money to buy the necessary materials. I always feel embarrassed because I am the only one with a mud floor. Most of my friends have plastered floors and I always feel the odd one out. The joy of every woman is to have a house they can mop every morning. I can't wait to have mine plastered and mop-like my fellow women."

"There are changes that are going to take place in my life because for one I will be able to pay my casual workers in a timely manner which of course will be a big motivation for them. Once they get their pay without delays, they will definitely do a good job on the farm, which will eventually translate to a good harvest at the end of the season. Once we have a good harvest, most of our problem will be solved because in the event that I run out of money, then I can easily sell out part of my stock in exchange for money."

"I expect to save some money every month so that I can be able to pay school fees for my child come next term. I want to make sure that by the time we close the year, the kid should have almost no pending balances at school."

"I was not able to afford a house for my son before these transfers. He will now own a house and feel free to do his stuff without any permission from anyone. He will now have a place of his own."

"Before I received these transfers, I had nothing at all and now I am happy and living a better life because I have livestock. My new house will also help me live a life without worry because it will be iron roofed will not leak unlike the thatched house I am still living in."

"Receiving this money means that my burden of school fees is reduced.I have one child in secondary school,one in a polytechnic and others in primary school.My only source of income is my farm,therefore there is never any guarantee that I will always raise their fees.Aside from that,they need food to eat everyday.This has always been very difficult for me but I know that this money will be of great help"

"When I got married in the year 2010,I was given a small piece of land by my parents to farm on.Here,we mostly plant maize(which is our staple food) and beans.Since then,I have not had a maize harvest.This is partly because of expensive hybrid seeds which has forced me to go for indigenous ones whose yield is poor,as well as crop diseases.I have therefore been forced to buy maize to feed my family all those years.I have a small retail shop and it has never grown because all the profits go to buying food.This is the biggest hardship I have faced"

"I am a casual labourer in the village. My typical day involves wedding people's farms, helping with the harvests as well as sometimes fence their paddocks. At most days my wages would be in kind in the form of foodstuff. The small cash I get usually pay for the milk I take on credit at the end of the month. Receiving this money would make so many dreams come true. I am going to buy two dairy cows using my first transfer. This is going to be a constant source of income and form of savings that will secure my children's education in future. "