"Receiving this money means a reliable source of income so that we can comfortably cater for our needs such as food and education. We plan to start a grocery business within our community. I will be buying the stock from our main market in Bamba and distribute it to households in our area. We also want to purchase indigenous goats that we can rear at home which we can sell to meet emergency needs when we do not have cash at hand. "

"The house I live in is small for a family of 6 members.It is only one room and too add to that it is grass thatched.My first plan will therefore be to build another house with an iron roof and two rooms.The current one will just serve as a kitchen.I will then embark on expanding dairy farming.I have a heifer and my plan was getting a cow which I will start milking within a short time.Milk is a good source of income since I will be selling daily and the money I get will help me buy food."

"Food insecurity has been the biggest hardship in my life. This has forced me to skip some meals and even to sleep hungry for some days. Since I depend on subsistence farming with the old methods majorly used, my harvests are usually low and cannot support my family even for two months. This means supplementing from the shop, something which is very expensive considering that I am jobless."

"Failure to meet my inner desire to own a better house due to lack of a reliable source of income has been my greatest challenge in life. This has forced me to live a miserable life because my job of selling firewood earn me little income. Since my earning is low, providing my family with food is a problem not mentioning building a better house. "

"My family lives in a small hut.This has to accomodate all ten members of our family.In the evenings,my grown up children have to go to sleep in their grandmother's house because there isn't enough room here.I have always wished that I could build another house so that this one can serve as our kitchen as well as a sleeping place for the girls.Receiving this money will enable me to actualize this"

"In the next six months, I expect to have met my goal of clearing the payment of the wall unit. Once I am done with this goal I will now start thinking of what next I should pursue. Starting another project without finishing the previous one would only lead to many debts and make me a failure."

"My current goal is to save some money so that I can use it later to construct a kitchen because I do not have one at the moment. In the next six months, I believe I shall have constructed a kitchen already."

"Owning a spacious house that is big enough to fit my family members and all my belongings under one roof has always been my greatest wish. However, this has not been possible due to lack of finance to expand my current house. At the moment, I have been forced to distribute most of my property in my in laws houses because my house is just too small. Painfully,since they are nor in my custody,they end up getting spoilt and I can not even claim for compensation for fear of conflict.With this money, I will build a spacious house and with the rest buy goats for rearing."

"The biggest difference in my daily life is that I have bought a water tank for storing clean water. I used to walk for a long distance to fetch clean water for domestic use. This was taking much of my time because I could walk for more than four hours to get to where we fetch the water and sometimes there was a long queue of people at the river waiting to fetch water too. This was taking much of my time and it was so tiresome and I could not do any other job after carrying water. Sometimes we buy water from people who sells during the dry season and this was so costly for me because I do not have continues source of income. We majorly depend on dairy farming and we used the small money we get for food and to pay school fees. Currently, my life has changed in that I no longer walk for long-distance to fetch water like I used to do before, My family has clean water for drinking and they are no longer expose to water-borne related diseases, I have also devoted most of my time on my farm and this has led to good harvest and sufficient food for the family . I am so much grateful because our standard of living has changed."

"There is a big difference in my life now, I and my wife started small businesses which are generating income to support the family. We also got back the land that was given out as security after paying a loan. We no longer offer casual labour and this makes us feel good."