"In the next six months, I still plan to buy a cow. This is the best investment which I can have comfortably because taking care of it does not require so much to keep. When it reproduces, I will have a number which will also be my sources of income as well as savings for the transfers."

"In the next six months, I know I will have raised enough money for paying dowry. I plan to use my transfers for savings for the money I will use for the dowry process and use part of my livestock to buy two cows which I will use in paying the dowry. If I do not act now, I may lose my in-laws' respect because of the dowry issued. I want to act fast before things get out of hand."

"My life will be different in the next six months in that I will be having new household items such as seats, utensils, bedding. Currently, I am putting up at a friend's house because I do not have my own. My plan now that I have finished paying my college fees is to buy household items before I build my own house. I would want to move into a new house with items not build a house with nothing in it."

"My life is currently different than how it would have been had I never received the transfer because my family now lives in a more decent and spacious house. A visitor might not even know that the owner of my current house is unemployed due to its state. The house is also more permanent, less dusty and it takes my wife a shorter time to clean it. All this would not have been possible had it not have been for the transfers."

"My life is currently different than it would have been if I never received the transfer because very soon, I will have a place to call my own. The transfers enabled me to purchase a piece of land that I am soon going to start building myself a house. I will then relocate to this house so that I can start some developments in my land. Acquiring this piece of land has enhanced my relationship with my brothers because they know that we will not be fighting over the piece of land very soon."

"In the next six months, I know I will have bought the cow. GD has really eased my financial burdens through the transfers. I used the first transfer on paying back the debts I had and also to keep up with paying school fees for my children. I also used the second transfer on buying farm input such as fertilizer and hybrid seed which has increased my harvest from 3 sacks to 8 sacks. Whenever I have a financial crisis, I can sell part of my harvest to solve the issue and as a result of these, I know the small income I get from my casual work and other sources such as farming, I know I will be having a cow in the next six months."

"My life is different than it would have been if I never received the transfer in that I was not in a position to buy a dairy cow as well as save enough to pay school fees for my children who joined college. I am so happy because it was made possible when I received the money."

"My biggest expectation is to be able to join college and take up a course of my choice, but that seems to be impossible at the moment because of my family's inability to raise the fees. As I wait for the right time when I will get a scholarship or a wellwisher to pay my college fees, I will look for a job to help me support my family which I hope I will have achieved in the next six months."

"My biggest goal is to ensure that my business grows to be better than what it is today and to achieve this , I need to have a permanent shop where I can run the business. I hope that in six months time, I will have raised enough money to rent a shop at the nearby shopping centre where I hope to be stationed"

"My life has greatly changed since I received my first transfer. It is always my happiness to see my family happy and healthy thus I always struggle to put a meal on the table and bring in more assets that we can lean on as a family during hard times. When I received my first transfer from GiveDirectly, I bought a cow using part of it. I look at it as an added asset and I believe soon it will calve thus give us milk for both household consumption and sales. I am happy that this has given me a peaceful mind in that It has reduced my thinking of what to lean on in case of a financial crisis. I feel empowered as a single mother to bring up my family and I thank GiveDirectly."