"Receiving this money means that my dream of opening a hardware store will materialize. Returns from my grocery business are only sufficient to meet our basic needs. As a single lady and parent, I have been yearning to open a hardware store in our local center because none exists. Hence, I find a great opportunity that will probably attract substantial income for our family."

"In the year 2014, my husband lost his job when their company was calling down. Since then, he has never secured another reliable source of income. Accordingly, our firstborn who joined the secondary school the year 2017 has frequently been out of school due to lack of fees. Besides, our family has been struggling to make ends meet unlike before. Hence, my husband's dismissal from his job serves as the biggest hardship I have faced in life."

"I have a plan of investing on livestock farming when I receive this money. Livestock farming is better for me at this old age since it does not involve a lot of physical work. I will buy one dairy cow to help me get milk for consumption. I buy milk when I have a little money but most of the time I do without. I will also buy two oxen to help me plough my farm. This will save me a lot of energy. The three will cost me around 200 USD each."

"I completed my dress making course in 2015 and since then I have not been able to reap any benefits from it. This is because I have not found any employment and I have also lacked capital to start my own business. I worked as a house maid in 2017 to raise money to buy a sewing machine but I could not save enough since I was paid little ;40 USD per month. I developed Tuberculosis ,forcing me out of work after only one year and the savings I had went into paying for the medical bills. I was under medication for six months. It has been a very difficult journey for me since I completed my studies. I depend on my husband who is a casual labourer who really struggles. Recently he bought me a sewing machine and I have hope that things will soon turn better."

"The biggest hardship I have ever faced in my life is provision of clean water to my family and cattle. I draw water from far and only relax for a short time when it is raining. Sometimes there could be prolonged drought and the longer the drought the further I go to fetch water. This is a tedious and draining task but hopefully I will be in a position to sort all these."

"Adding one dairy cow costing $250 to my heard, clearing school fees arrears for my two children; one in primary school and another one in secondary school as well as building a two bedroomed house that will cost $250 for my teenage sons is what receiving this money means to me."

"Financial constraints is the most hardship that I have ever faced in my life. This has forced me to spend my life in a house that is half open at the roof. In addition, my family pass through difficulties in terms of food and sometimes I seek help from my neighbours. This has really robbed my joy and I am not a happy person."

""Unemployment becomes my biggest hardship in life. I depend on doing casual jobs which earns me at least 450 shillings in a day. This jobs are also not guarantee.""

"I am aspiring to own a dairy cow in case I qualify to get the transfer from Give Directly. Not having a reliable source of income and raising children single handedly is an uphill task. My plan is to buy a dairy cow of approximately Kenya shillings 30,000 in order to support my 2 children. I will be able to sell the milk in the nearby shopping centre and earn extra coin in order to meet education expenses of my child who is joining university. Therefore, receiving this money mean an increased source of income."

"Due to poor climatic condition in our area, we have been unable to harvest enough maize in my 1 acre piece of land. Initially, we relied on it to cater for education expenses for my 3 children but this changed 10 years ago due to unfavourable climatic condition . This has forced my husband to look for an alternative source of income as a security guard in the city. Even though my husband earns Kenya shillings 12,000, it is hardly enough to cater for the entire family. Getting a reliable source of income has been the biggest hardship we have faced in life."