"It would mean financial freedom for me. From 2014 until 2019 i owned a small business,unfortunately i closed down for lack of enough re-current capital to sustain the business. I do manual jobs that earn me little money that is only enough to buy food for my children. I plan on re-opening the business of buying and re-selling maize because there is demand for foodstuff in this area. I will start with 20 bags of maize at ksh 60,000 and resell it at a cost of 90,000. This will enable me to earn an average of ksh 15000 per month which is enough to cater for our basic needs(food,clothing and education ) for my children. The other monies i will use to buy one dairy cow of ksh 30,000 and build a cow-shed with the other monies."

"The biggest challenge I have faced in my life is employment. I am a stay at home mum and my husband is not yet fully employed with the government as a teacher and we rely on the little amount he gets as a teacher at Tengecha boys to feed my family."

"I have a house that's not yet built to completion. I will use the money sent in the first transfer to cement the floor, seal the walls because of the cold and paint the walls. With my second transfer, I will add a dairy cow that goes for 00 dollars to supplement milk production. This money therefore, will mean a lot to me."

"The biggest hardship has been financial constraints. I had 3 cows who died due to diseases. Since then i have not been able to buy others. This cows used to produce a good number of litres which we used to sell it and also for family use."

"The biggest hardship in my family is hunger. Our area is easily affected by drought. The little crops we grow in our farm does not do well. We used to depend on maize as stable food and also for commercial but for the past 5 year it has been a challenge due to drought and diseases."

"I am very happy to receive this moneu because I will use the money to develop my household. As some who lives alone I will benefit a lot because I will be able to buy food and fix my house."

"This program is very welcome in my household. Receiving this money means that a lot of things will change in my household. I will be able to buy food and fix my house."

"The biggest hardship that I face is lack of food. As a single parent I have to find piece work so that I can find food for my family. I do not have a child old enough to help me in finding food this makes it very difficult because sometimes we have little or no food at all."

"The biggest hardship that I face is lack of a source of income. In this area, it is only profitable to rear livestock. With a small piece of land like mine, this becomes a burden instead because I have to spend a lot of money to get their feeds. It is therefore, difficult to rely on this activity to provide for my family, especially food. This situation is worsened by the fact that maize do not do well here due to the poor weather conditions."

"I have a dream of living in a bricks/cement house, I will therefore budget $700 to construct my house. Also I am passionate in doing dairy farming, I will therefore buy one dairy cow costing $300 to boost my milk production and income. For the remaining $100 I will buy food and clothing's for my family."