"As a polygamous man taking care of two wives has not been easy. Never in my life did I ever imagine that one day I will marry two wives but the circumstances left me with no choice. I depend on daily jobs that sometimes give me 3000 KES which is good money but the disadvantaged part of it is that it is not consistent. I would love to start a poultry farm and I believe these transfers will make my wish come true. If my project succeeds, I will be making crazy money because all the egg supplies in the village will come from me and this will give me a piece of mind knowing that I no longer have to worry about family responsibilities."

"Since I was not blessed with children my husband decided to marry a second wife who gave both to 7 children. The children are a blessing to the family and that is why I decided to help them with some responsibilities like paying for school fees. Our main source of income is selling charcoal while our husband depends on casual jobs in the community. Our daily earning is around 500 KES which is not enough to take care of all the responsibilities in the family, especially the children's school fees. I plan to use half of the transfer every month for school fees as the other half helps in meeting the daily needs of the family. Receiving this money means a good education for my co-wifes' children and also a stress-free life since I will be able to afford buying food everything month without straining."

"The challenge that I currently face is lack of money. I have 7 children in school, paying their fees has been a nightmare since I do not have a stable income. My husband is a pastor and the money he gets sometimes is not enough to provide to meet all the responsibilities in the family. My concern now is to build a small cloakroom to prevent exposing ourselves to diseases like cholera amongst others."

"I had a project of building a house with my husband, the plan kicked off a few years back but due to unavoidable circumstances, we ran out of money and had to halt the process. The situation has stressed me because the poles are almost falling as a result of ants and this will force us to repair them again instead of continuing from where we had left. My plan, therefore, is to open a bank account for saving the transfers until they are enough to proceed where we left."

"My current challenge is insufficient finances to take care of the family's responsibilities. Being a widow with no source of income is stressful and depressing. I was left with 5 children two in college and two in primary, lack of money to pay their school fees leave alone food gives me sleepless nights. Recently, two of my children were sent home for fee arrears of 1000 KES, they had to stay at home for one week as their fellow pupils continues with their studies."

"Am a Boda Boda rider and the business is becoming tougher and too competitive. Getting a customer is no longer a walk in the park, a single customer is a scramble for by almost five riders at the same time this makes it hard to get enough money to take care of family expenses as well as save for other things such as building a house or starting a business."

"We are a family of nine people and we all depend on a solitary breadwinner. I have always felt it is a huge responsibility to him. Receiving this money means I will be able to take some of the responsibilities such as buying food and also taking care of my daily expenses on my own so that I can reduce overdependence on him."

"Seeing my grandchildren living a life of dignity has been something I have desired for a long time. They are always at home because of the lack of school fees and this makes me feel I am failing as a grandmother. Receiving this money means I will be able to settle all the school fees arrears so that they can get educated. I have done farming in all of my entire life and things have never changed much. I am certain, educating my grandchildren is the only way our family will live with dignity in future."

"I have longed to replace my iron sheets as they are old and have smoke residue on the inside as I used to cook in my house. Receiving this money means I will spend 1,500 KES every month to buy two pieces of 2.5-metre iron sheets for ten months and then replace the old iron sheets."

"I have a young sister who was married at Silaloni. A village that is far away from Ikanga and it has been a long time almost seven years and I have not met her. I have had several arrangements at least to visit her but all have been in vain. Receiving this money means it will facilitate me to visit her and get to know how she is faring. I do miss her madly."