"I am a proud owner of a dairy cow and this has made my life different from how it was before receiving the transfer. When it reproduces, my family will not only get enough milk for consumption but also for sale to earn an income. This will allow me to meet some of our basic needs without requesting my spouse to help me with some cash. My child is still young and needs to take milk for her growth and owning this cow will enable me to achieve this. In addition, owning a dairy cow is an investment that one can rely on when faced with financial constraints as one can easily convert one of the heifers to cash."

"I had left my phone on charging while I continued with my household chores. I remember that it was at 6 pm when I took it from charging and realized that I had an unread message. My heart was filled with joy on reading the Mpesa message and I even forgot to call one of my friends who had requested me to call her as she had something to inform. I then rushed to where my spouse and children were, shared with them the news and they became so happy and suggested that we should celebrate the entry of GiveDirectly to our village."

"I spent a huge portion of my first transfer on clearing the hospital bill for my son who was involved in a tragic road accident that had occurred a few months ago. I am so happy that for now, he is faring so well he even resumed his studies. I also bought a new wooden bed and a mattress at a total of KES 10000. I had to replace the traditional bedding that I have been using for all those years since I was experiencing back pains. Also, I bought new clothes for the Christmas celebrations for my kids and this will forever be their memorable one. In addition, I cleared school fees of KES 1500 for my two children who are in primary schools. To add to that, I bought a solar panel which is now helping us at night and charging our phones as well. With the remaining amount, I bought enough foodstuffs for my children and other household items."

"My house already has iron sheets but I want to have a concrete floor its tiring cleaning a mad house. I also want to have a comfortable sleeping place so I would buy mattress. Lastly I would buy food."

"I am planning to build a spacious house for my family. The one bedroom structure we are currently dwelling in is not enough for my family of seven. I will save my monthly transfers until they are enough to purchase building materials for a three bedroom semi-permanent mud-thatched house."

"I separated from my husband many years ago. My parents passed on a year after I returned to my maternal home. They left behind five siblings who were under my care. My unpredictable source of income can not provide for us all(together with my three children). We only survive from hand to mouth which forced my three brothers to drop out of school and seek employment to support our family."

""There are three major things on my mind for thos Cash Transfer. First of all, I would enroll all of my five children to school. As it is, none of them are attending this semester because of my low living standard which involves financial difficulties. Secondly, I intend building a house of my own. Reason being, since my both parents passed away and left me this house which I'm currently staying, I have no other place to call a home. Therefore, I'll add to my little saving I have to purchase a land and have a mud brick house constructed. Thirdly, I'll use the rest of GiveDirectly's Cash Transfer to expand my cocoa plantation.""

"Lack of financial independence is my major impediment. My charcoal business does not yield enough returns for our daily needs as well as my children's education. I only take home around 300 KES on a day I get a customer, which goes straight for meals."

"This is my golden chance to achieve all plans I have always wanted to do, I plan to build myself a 2 roomed house, one bedroom for me and my spouse while the other room will be for my children. On the second transfer I want to buy beddings for the whole family, which currently are sleeping on mats, and during the cold season the children easily catch pnemonia. Lastly I want to save, and start a small grocery where I can deliver within the households because at the moment, people travel to Bamba or Ganze for shopping of small commodities. Am sure from the transfer I will be able to make good profits."

"I am living in a dilapidated house whose iron sheets are porous due to corroding. Imagine being rain on in your own house which is supposed to shelter you from the rains. I am planning to use my transfers to purchase iron sheets as well as pay labor charges for the renovation of my dwelling unit."