"I spent KES 32,000 to purchased a dairy cow. I wanted to increase the volume of milk that I sell to the cooler milk storage facility. This was to increate the money that I get from it. I bought a smart phone for my son who is in polytechnic studying this is to help him do his assignments well. I bought two sacks of maize and the rest of the money we spent on other household items. This was our goals and we are so grateful because we were able to spent it well and felt satisfied."

"Just picture staying in a single-room house together with all your children. My house is so much congested. I stay with my three children under the same roof. Congestion can lead to an outbreak of diseases considering how delicate the immune system of children is. For a better healthy living environment, I plan to use 30,000 KES to build a 3 roomed house that will comfortably accommodate us."

"I have a family of four members. My husband, two grand children and I. We are all living in a one bedroom house which lacks privacy. Whenever I want to change clothes, I do it in the forest because I do not want to inconvenient the family. My grand children also lacks a place to do their studies in the evening. Upon receiving my money, I will build a two bedroom house , buy two beds and two mattresses. This will install privacy and also sleep comfortable. The house and the beddings will cost KES 110000. So receiving this money means improving my living standards."

"Food insecurity is the challenge I am currently facing. My main economic activity is subsistence farming. Due to the adverse effects of the drought we have been experiencing since last year, I have not managed to gain anything from my farm. I have been left struggling to provide food for myself and my daughter."

"I have been working as a community health volunteer since 2004. Inconsistency is the challenge that comes with this job. The health projects are seasonal. That means I remain jobless until the time a health project is initiated in this village. This has been disadvantaging our welfare as a family. When no health projects are running, I have no source of income, leaving me to struggle to fend for my 2 children."

"The house that my mother and I are living in is not in a good state. The roof is leaking and the walls are weak. This scares me especially when it is raining because I always think that it might fall. Receiving this money means a better house for my household. I am planning to use KES 80,000 of the transfers to construct a three-bedroom house that will offer us comfort and privacy. I will also spend the remaining amount on livestock to have assets that I will rely on when in need."

"I am a Poultry farmer keeping hybrid birds. I have 90 chicks and my target was to have 300. Receiving this money means expanding my poultry farming business. I am planning to use the transfers to buy more chicks, chicken feed and construct a spacious chicken coop which will cost approximately KES 80,000. I will be able to sell eggs for KES 350 per tray. The produce will help me to have a regular income that is sustainable for my daily household needs. Hence live a decent life as a widower."

"I have a passion for poultry farming and my main focus has always been on the layers other than broilers since they are more profitable in our community. However, this is not something that I would wish to start doing when I get these transfers. My house is on the verge of collapsing because of the ants that have been eating the poles and this has made it unstable. My children also need to be fed and money for their school fees, this is something that I am also putting into consideration when I receive this money. Building a new house is not that cheap and with the rising increment in commodities, I believe that building materials are also among the things that prices have increased with time. Considering all these, putting up a good structure will therefore cost me around 40,000 KES, fees for my children will be 60,000 KES, and use the remaining amount to start the poultry farming project."