"Financial constraints have been the biggest challenge since my husband is a casual labourer with no sustainable source of income. The 200 KES he gets from taking care of a poultry farm is not enough. other uses like a shelter are affected to sustain. Food is much affected since we majorly depend on maize as a food crop but due to the harsh weather conditions, harvesting has only remained as a wish."

"The separation with my husband has exposed me to a very desperate life together with my 2 children who I take care of single-handedly. Since I lack financial stability, I have been living in an open-roofed house something that has subjected us to frequent illnesses like coughs due to the chilly nights. With this cash grant, I intend to spend my entire first transfer, 55000 KES to construct a decent house that will ensure us we live a comfortable life. On the other hand, I will use the remaining amount to buy a sewing machine to keep in practice my tailoring skills and this will contribute to a stable source of income for my household. Hence, improving the living standards of my family is generally what receiving this money means to me."

"I am a widow with 5 children in school and they all depend entirely on my efforts to survive. I have been doing charcoal business for 30 years now and my body has been ruined by this straneous work . Feeding a family of 8 people through this tiresome manual job is a hard activity which no single mother is ready to perform. Receiving this transfers will mark a different point in my life because i will invest much of it in business and goats rearing. I have a dream of owning a retail business - selling maize flour , dried fish and vegetables just here in my house. I will buy goats and keep as a family wealthy and spend afew on beddings and new clothing for my young children."

"Receiving this money means a semi-permanent and spacious house for me. My house is small and I share a room with my grandchildren both male and female. My plan is to use KES 40000 to expand my house with two rooms so that it can accommodate us comfortably. I also need to buy dairy cattle to supplement my family with milk since I do not have any."

"Scarity of food is the biggest challenge that I am currently facing. This is due to the ravaging of the drought that we are experiencing in our area. I rely on subsistence farming as a means of livelihood. It has been over 2 years since we experience ample rainfall in our area, and the farm is no longer productive for me. I opted to work as a casual laborer ( selling firewood), the little amount I get from this job is not enough to cater to all my needs. Due to this, I have been struggling to put food on my table and sometimes I seek help from my relatives something that makes me uncomfortable."

"A decent house for my family is what receiving this money means to me. Currently, I am living in a small and temporary house. I have wished to own a better one but I have not comprehended this due to financial struggles. I am planning to KES 80000 to construct a three-bedroom semi-permanent house that will accommodate my family of 7 comfortably. With remaining, I will buy 10 goats that will act as a long-term investment project for my household."

"My life has changed alot because now I can support myself with the business I started which I always wanted"

"I was sleeping in glass thatched house but now I have iron sheets. I was sleeping on the floor but now I have mattress and I'm sleeping comfortably and lastly I have food in the house"

"Food insecurity is a challenge and most of my income goes into buying food for the family. Living with a family of six on such a small piece of land is strenuous because it is not enough to farm. I, therefore, rely on leasing land for farming which is expensive compared to if I owned a big parcel of land."

"Five years ago, while working as a mason, I got involved in an accident that rendered me paralyzed. Since then, I am unable to work to earn a living yet I am a widower with three children in secondary schools. I sold all the cows and part of my land to cater to our basic needs like food, school fees, and my medication. This has been tough but I am happy because with this transfer my family life will change for the better. I will use the first transfer to buy two dairy cows that will be a source of earnings from the sale of milk. The second transfer will help me clear KES 15,000 school fees in arrears for my two daughters and pay for the next academic year. Receiving this money means a sigh of relief to me and my family."