"In the coming year and beyond, my ambition is to build a sustainable future by investing in livestock, particularly goats. Goats, with their affordability, ease of maintenance, and lucrative market demand, stand as a beacon of opportunity. Through dedication, diligence, and a steadfast commitment to my goals, I aspire to cultivate a thriving herd that will enable me secures financial stability." (Country: Kenya)

"I could have spent the transfers on food, but what happens when the transfers end? I may not have something to fall back on for provision. Besides, my husband, who is the sole provider, is advancing in age, and it will be challenging for him to engage in work in the future. This is why I plan on rearing livestock, such as goats. I believe that they will equip me with enough wealth to support the education of my children even past the transfer period." (Country: Kenya)

"My goal is to build a rental space. Since my home is positioned on the road, next to the school and the trade center, I anticipate that the rental space will be beneficial. I have already started making bricks for the house using money from the previous transfers. I want to have three rooms in the rental space. With a rental rate of around $20 per month, I anticipate that I will be earning at least $60 per month if all three rooms are occupied. This amount will help me support the education of my three children and provide for their basic needs." (Country: Kenya)

"I have always wanted to build a new house, but school fees for my five children have constrained me. Additionally, the living I make from making charcoal is barely sufficient. The current house I have is in poor condition, with mud walls disintegrating and most of the walls falling. I pray that even as I support the education of my children through the transfers, I will be able to set aside some transfer funds to start building a house. I would be happy if I could build a two-room one, even if it is made of mud walls and an iron sheet roof. It would be a significant upgrade from the current one." (Country: Kenya)

"My main goal for this year is to complete the construction of a new home. My current house is small, and with my kids and grandkids visiting often, I feel the need for a bigger space. The construction has already begun, and I couldn't be happier. I've been able to finance this project using savings from previous transfers from GiveDirectly. Seeing my grandkids happy and comfortable is my utmost priority, and building a new home will ensure just that. The thought of having a larger, more comfortable space for them to enjoy fills my heart with joy. With each brick laid and each wall erected, I am one step closer to achieving this dream. Thanks to GiveDirectly, I am able to create a better environment for my family, one where love, laughter, and comfort abound." (Country: Kenya)

"Receiving $450 from GiveDirectly was like a ray of hope shining into my life. It was a lifeline, a blessing that brought immense joy. With a grateful heart, I immediately put $250 towards my son's university education. He's in his fourth year at Umma University, and seeing him graduate this year means everything to me. I believe his education will be the key to unlocking countless opportunities for him, paving the way for a brighter future for our family. The remaining $200 went towards something equally important: building a kitchen. Currently, I cook outside, but when it rains, it's a real challenge. So, investing in construction materials was crucial. I envision a comfortable kitchen where we can prepare meals comfortably, regardless of the weather. This improvement will not only enhance our well-being but also bring us greater comfort, especially during the rainy seasons." (Country: Kenya)

"My objective is to launch a goat-rearing business, which shows significant potential, particularly if the goats multiply successfully. This venture is perfectly suited to our region, and if it prospers, I intend to exchange some goats for a cow. I will utilize the saved transfers to start this business. Having an extra source of income will guarantee the well-being of my family and allow me to provide a comfortable education for my children. I am deeply grateful for the chance to participate in this program as it has changed my life for the better." (Country: Kenya)

"This year, I aim to expand my business ventures by selling clothes and other household essentials. I plan to utilize my savings and profits from my vegetable business to realize this goal. Establishing another business opportunity will not only diversify my income streams but also provide me with the opportunity to explore further ventures, such as livestock business, thereby increasing my profits and enhancing my financial stability. I am sincerely thankful to this organization for empowering me financially and enabling me to pursue and achieve my goals." (Country: Kenya)

"Life is so tough at the moment because of the financial constraints that I am currently facing. Looking at the nature of my house, it doesn't fit me and this has lowered my social status in the village. I am always so ashamed to find myself in this situation and I can not host any visitor. What a life! Whenever I look at my house, tears of sorrow flow over my cheeks and I have prayed one day, my worries will turn to blessings. Hence, financial constraints stands out to be my biggest challenge." (Country: Kenya)

"My goal this year is to grow my livestock business by acquiring more goats. Recognizing the profitability of this venture in my area, I am eager to give it a try. To achieve this goal, I plan to allocate a portion of my upcoming transfers. Having a reliable business to rely on in times of need will bring me great peace of mind and satisfaction. I am genuinely grateful for how far I have progressed, all thanks to GiveDirectly." (Country: Kenya)