"I spent my third transfer on plastering my house and painting it. I spent the balance on seats and bedding to complement my decent looking house." (Country: Kenya)

"My biggest hardship I have faced in life is the health challenge that I have; Iam suffering from arthritis,this has reduced me to a lame person,it makes me sad because I am nolonger productive like before,being in and out of hospitals has drained me financially." (Country: Kenya)

"I spent my third transfer on Secondary school fee for my children for 40,000 KES to enable them get quality education as I am their only parent. I spent the balance on 2 bags of dry corn for family consumption for 7,000 KES" (Country: Kenya)

"I want to build a new house within the six months since i currently live in a tattered house." (Country: Kenya)

"I spent my third transfer on clearing Polytechnic fee for for my daughter for 7.500KES,Secondary school fee for my other daughter for 15,000 KES to keep them in class and enable them get to learn without interruption. I spent 24,000KES on house completion materials (sand, cement , bricks) but I will complete the Project at a later date." (Country: Kenya)

"I am planning to build a bigger kitchen that can accommodate visitors who come to check on us. The one we have now is very small." (Country: Kenya)

"I am actively saving in order to buy a cow this is a goal I never had before receiving transfers. I am also a member in a chama that I joined on I receiving my transfer. I will use the contribution to start a chicken business and to buy a goat too." (Country: Kenya)

"I spent my third transfer on plastering portions of our house to make it more durable and to reduce the yearly labouring in trying to repair a mud house whose walls kept falling off before we received GD Financial support." (Country: Kenya)

"I have not yet spent my third transfer. There was a conflict with my parents in law, and so my husband and I decided to shelve our plans for a while until such a time when there will be harmony, then we can carry on with paying bride-price to my parents as well as relocation to our own compound." (Country: Kenya)

"My goals is to buy a cow which with time will multiply and also act as source of income through sale of milk. These will help me get money for buying food for my family." (Country: Kenya)