"I want to invest in my children's education, My children are in form 3 and class 6going class 7. As a single mother with three children to provide for it is a bit tough on me. I would like to direct my Givedirectly transfers to pay for their schooling as my work as a charcoal seller does not make much. I would like to also have my youngest start school as they are almost of age now. I will use most of my transfers early in the year getting my child in class 7 settled as for them I need to buy new uniform as well as books which is a costly affair.." (Country: Kenya)

"My goal is to get my children through school. One of my children has cleared form four, one is in grade 7 going to grade 8, another is in grade 5 going to grade six, another is in grade three going grade 4 while the last born is yet to begin school. I hope to get all of them through school There is no work someone can do in our locality and I am sure only education can give them a chance for work beyond here and that is why their schooling is my priority." (Country: Kenya)

"My main goal at the moment is to start a small business so that I can be able to always cater for my children's needs on time. I am planning to open a retail shop and since I do not have enough capital at the moment, I will be buying my stock in bits. I believe that with time, I will have enough stock and I'll be selling all the household provisions ranging from cereals, detergents and other non food items. I have decided to have a business of my own since I currently depend on farming and it is not realiable due to unpredicatable whether conditions." (Country: Kenya)

"My greatest aspiration is to become a landowner. I envision building a comfortable home on this land and residing there with my children. Through diligent saving from my subsequent transfers and earnings, I aim to accumulate enough funds to purchase land in the future. I am deeply gratified for the financial assistance I have received thus far, as it has empowered me to provide for my family. I am optimistic that, with continued support from the transfers, I will be able to realize my aspirations." (Country: Kenya)

"I operate a kiosk business where I sell food items like sugar, maize flour, and tea leaves. This small venture has granted me financial independence. My proudest achievement has been using my subsequent earnings to expand my inventory, attract more customers, and ensure substantial profits. Achieving greater financial stability through this business will enable me to lift my parents and siblings out of poverty. I'm delighted that these earnings are providing me with a fresh start, benefiting not only me but also my family members." (Country: Kenya)

"I am dedicated to the completion of my house construction. To achieve this, I will need to acquire additional iron sheets, building poles, and iron steel nails. I am delighted with the ongoing financial support, which is instrumental in realizing this objective. Upon achieving this milestone, I intend to venture into long-term livestock investment, ensuring a sustainable source of income beyond the duration of the transfers." (Country: Kenya)

"Despite being in college, I have been teaching Madrasa during weekends since these are the only days that I do not have classes. From what I am paid, I have always saved some amount while also paying for my basic needs. I will be through with my studies next year April. Due to this, I am planning to save my transfer after I am done with school so that I can later use in opening a welding shop after topping up with what I will have saved from teaching. With this, I will not only be able to practice what I am learning but also, I will be self employed. I have settled on self employment and setting my shop back at home since there are a few wielding jobs in my region and the work is still on high demand." (Country: Kenya)

"My ultimate goal is to purchase a piece of land and later build some rental houses. This is an investment that my children will inherit and it will be a reminder of GiveDirectly in our lives. Currently, 50M by 100M piece of land costs $ 700 in my area and because I cannot afford it on my own, GiveDirectly transfers will come in handy. Since it will take me many years to achieve this if I decide to be saving the all of my transfers, $34 every month, I am planning to invest these transfers on assets that will fetch more money later when I sell them. Currently, I am saving my transfers in a merry go round group and when my turn comes, I will use them in the purchase of goats. This is because they increase in number quickly over a short period of time due to their short gestation period. When they will have increased in number, I will sell them and purchase some cows that I will later sell also and use the proceeds in achieving my goal of buying a piece of land." (Country: Kenya)

"I live in a mud house with my wife and five children. Its a one roomed mud house, it is susceptible to the elements and this in itself worries me. I have wanted a house made out of stone, meaning it will be stronger and more long lasting. I know I cannot afford all the cash for the house now but my goal has been to buy animals which I believe will reproduce and give more animals that can be sold and make me money to start on this project." (Country: Kenya)

"I have wanted a stone house for the longest time. We live in a mud walled two room house with my family of four. My husband works in the city so he comes in once in a while. The rains have made the state of my house worse from how it formerly stood due to the washing away of the mad used to build this house. I am saving in my savings group to have enough to start on this project. My husband will also support once the project begins from his earnings." (Country: Kenya)