"I have been working hard to own cattle (A dairy cow and two goats), with this money I see my dreams coming through. I will set aside KES 50000 to purchase cattle. I will also budget KES 30000 to buy food and clothing for ourselves, now that we are old I will save the remaining KES 20000 to enable us but basic needs and avoid working on heavy work to earn a linving."

"Receiving this money means my family shall be financially stable and food secure. I am a mother of 2 who dropped out of school in 2019 due to early pregnancy. I have been unable to secure any job. I spent most of my time within the homestead doing house chores and farming pulp onions because my kids are young. These onions earn me at least KES 200 per week. I sell them to businesswomen at the grocery because I do not have time to take them to the market. My husband works as a casual laborer where he earns at least KES 200 per day. This work is seasonal hence we cannot fully depend on it to vend for the family. Due to the kids, we spend most of our incomes and wages on milk and food this is usually KES 1200 per month. Therefore receiving this amount will eventually relieve me from these expenses because I shall buy a dairy cow worth KES 35000 and three dairy goats worth KES 12000. From this, we shall get milk for household consumption and the surplus for sale to earn incomes that will be used on the needs of my family such as school fees, food, and clothing."

"This money means that I will be able to build a house for my family. The house we live in is small, made of unbaked bricks and it's thatched with grass. So I will buy baked bricks and other building materials to use in building the house. I also don't have enough beddings and a matress. As such I will use the money to buy new beddings and a matress. On top of that, I will buy food because I lost my harvest to floods. I will not forget to buy goats to raise. I will sell them in future when they multiply."

"Receiving this money means I will be releaved the burden of school fees for my children.I have two daughters one in secondary school and one in college and I have been struggling for their education fees. I will spend KES 40,000 for my daughters' fees, spend KES 20,000 to buy goats and start farming as a source of wealthy for my family and spend KES 15,000 shillings to buy food for my family and seeds for the coming planting season . I will go for eyes checkup because I have developed sight problems."

"Receiving this money means I will buy goats to rear as a source of wealthy to my family .It will cost KES.20,000.My children are sleeping in my young brother's house because my house cannot accommodate all of us, therefore I am planning to use KES 20,000 to build a two bedroomed house for my 6 childrens.I will take KES. 15 ,000 to buy food for my family because getting a daily meal is inconvenient and therefore I better keep stock of food to enable me plan for the extra amount of money I get from my charcoal business. I will utilize the small money I get from the charcoal business for other needs in the house. The remaining KES 55,000, I will budget to take my daughter to secondary school next year."

"Receiving this money means access to basic education for my children. I have a family of six children. Five in primary school and one in secondary school. Raising these children has been very difficult. I usually depend on charcoal burning business which earns me less than KES 1000 a month. This money is not sufficient to meet the basic needs of my family. Besides my husband is old and also dependent to his three wives to get food. I intend to use the first cash transfer to clear school fees balances for my children and other educational costs like uniform and books. I will then use the second cash transfer to buy goats as a store of wealth for my children."

"Receiving this money means a better living standard for my family. I have been depending on casual jobs where I earn around 200 KES per day. The amount is not enough to sustain my family. When I receive the transfer, my plan is to purchase a Dairy cow Worth KES 35,000, With the cow am sure I'll get around 10 litter's of milk a day which translates to KES 500 daily hence improving our living standard. I will also buy 10 Goats worth KES 4000 each so that I can sell them in future.This will earn me income so as not to depend in casual jobs only. The remaining amount will go for foodstuffs and clothing's."

"Receiving this money means building a spacious house for my family. I am living in a one bedroom house together with our son . I also cook in the same living room. There is no privacy and also the family is affected by the smoke during cooking because I use firewood. I will buy a two bedroom house and a jiko for cooking. This will cost KES 70000. I will use KES 40000 to buy goats as investment. This will help me get school fees in future when my son starts schooling."

"Receiving this money means a decent life and self reliance for me. I have a bed but I have been sleeping on it without a mattress for a year now. I am planning to use KES 5,000 to purchase a mattress. I am also planning to expand my single room house to a double room house. The single room I live in is too congested. I will need iron sheets, tree poles and labor. The total cost for the expansion will be approximately KES 15,000. When the new room is complete, I will use it as my bedroom and the old one as my store. I am also planning to use KES 20,000 to buy 5 goats. In our community, goats are a source of wealth. Once the goats increase in number, I will be selling them at a reasonable profit. Also, for the past two years, I have had a dream of becoming a shopkeeper. I am also planning to use KES 20,000 to start a small business of selling foodstuffs to my neighbors. I am sure the profit I will be earning from the shop and the goats will sustain me. All these projects will accomplish my goal of being self reliant. For a longer period, I have been depending on my husband to provide for me. For the remaining money, I will save it for any emergency."

"Receiving this money means a decent life and good education for my last born. For the past 5 years, I have been sleeping on a bed without a mattress. This has made me experience body aches every morning I wake up. I am planning to use KES 10,000 to purchase a new bed and a mattress. I am sure the problem of having body aches every morning will be gone. I also struggle to cater for my family's needs. I stay with my son who is the last born. He is in primary school ( class 6). My main occupation is charcoal burning. I get approximately KES 5,000 per month. This amount is not enough to sort out all of our needs which includes the School fees for my son. I am planning to use KES 20,000 to buy 5 goats. For me, the goats will be my source of income in the coming years. I will start selling goat milk and even the goats when they multiply. I am a 46 year old widow who is no longer strong enough for the charcoal burning business,I will save the rest of the money and use it sparingly for my family's needs and that of my son's education."