"The first and major ambition that I have been yearning for a while now is to have a decent house. Receiving the transfers will enable me to realise it. This is because I am planning to spend KES 80,000 to construct a two-bedroom house and purchase bedding. I will also buy five indigenous goats which do well in our area due to the prolonged drought which has made crop production to be unreliable. As they multiply, I will sell them at a profit and use the proceeds for necessities in my household. Once I accomplish this long-awaited dream, I will be extremely delighted because I will be living a life with dignity and earning respect in the community."

"The new goal that I have in life is to start a business of buying and selling livestock majorly goats and sheep. I have two children who will be joining secondary school next year and I foresee financial constraints since being the breadwinner of my family, catering to our needs on time has been a challenge to me despite them being in primary school where the fee that they pay in a year is less than KES 5000. Starting this business will enable me to pay their school fees and at the same time be able to meet our basic needs on time."

"I am living in an area where there is a scasity. I depend entirely on hiring motorcycle operators to bring water to my house hold both for my domestic use and for my goat's. I have been thinking of buying a water plastic tank to harvest rain water but the tank costs KES 47,000 which I cannot afford to raise. Receiving the first cash transfer will mark the beginning of water security in my house because I will purchase the water tank to rain water and curb the water problem in my house. I will use the second transfer to expand my farm by buying more goats to keep as a family business."

"My house is very small and at the same time, I use it as a kitchen. This makes it so congested and I always fear even welcoming visitors. Very recently, I had to postpone a visit by my in-law, something that made me feel guilty. I have an intention of constructing a better house and this is possible only through the help of GiveDirectly. I will spend my entire first transfer of 55000 KES to ensure this plan is offset. This will guarantee me a degree of confidence, hence a happy life. On the other hand, I will spend the remaining transfer to invest in livestock keeping, especially goats to have a project that I can depend on in the future. Therefore, this is what receiving this money means to me."

"We have been living in a very tiny single room that my husband build during his youth days. With our two kids who are growing fast, we needed space and privacy for ourselves and we also wanted to build them a room of their own where they can where they can be comfortable. My husband who's a motorcycle rider earning averagely 250 KES per day had been trying to save towards buying building materials but due to family responsibilities, I had taken ages to buy few things. When I was enrolled in the program, our first priority was building the house into completion so that we can focus on other family matters. I also wanted to buy livestock because I lost all my livestock to severe drought last year. I spend 20000 KES to buy building poles, 6000 to buy two goats, 20000 KES to buy cow and the balance to buy enough food to take us for some few months. I'm hopeful that with the next transfer, I will complete building my two bedroom house and I'm so grateful to GiveDirectly for the support."

"The first transfers helped me kick start the building of my store but I had to stop after I ran out of money so I was left with plastering of the store and the flooring as well. Therefore after I received the money I went ahead and bought a cart of sand which cost me KES 3,800 and six bags of cement which cost me KES 4,200 meanwhile the transportation fee cost me KES 2,500. I then decided to buy five goats which cost me KES 21,500. This enables me to a livestock keeeper and also after the animals breed then I could always offer them to the market and provide for my family. I was left with around KES 21,150 which I intend to use in paying the labourer since he charges KES 1,500 per day and as for what I will be left with I will use it as capital to purchase items for my store which include maize flour, wheat flour, sugar, cooking oil, salt and even books just to mention the few things that I have in mind."

"I have been doing a small-scale business of buying and vending groceries since I got married to support my husband. The proceeds of this business are as little as 300 KES a day because of low capital( I normally purchase goods amounting to 500 KES. I will use my transfers to increase my capital to 5000KES to boost my profit. I will also buy five goats at 3000 KES which will act as my long-term investment. I do cook in open air due to the lack of a kitchen. I am planning to spend 15000 KES of my transfers to erect a structure that will serve as a kitchen. The rest of the amount will support my household of foodstuff and my children's education.( I have two children in primary school)"

"I spent KES 22500 of my transfer to boost my livestock rearing by purchasing one cow and one goat. This will ensure that I have a constant supply of milk for my kids as well as long-term savings for their education. I am intending to sell the offspring once they start to reproduce. In addition, I bought 3 mattresses for KES 14,500. These were proper beddings for my family because we were using old and worn-out beddings which were not comfortable. I also saved KES 24,000 that I am planning to use in clearing the fee arrears for my 5 children once the school reopens."

"When I received my second transfer I spent KES 25,000 on a young bull because it grows fast and can be sold later during financial emergencies like school fees. Secondly, I spent KES 12,000 on three goats because they thrive in our place. Also because they reproduce fast they will be a good source of income during a financial crisis. Thirdly, I spent KES 7,000 on two bags of maize. This will sustain my family for the next one month. This is because we have not harvested for the past 8 years. My household budget for KES 300 is on maize meals, milk, sugar, and soap. Additionally, I spent KES 5,000 on the settlement of milk and other food debts. This is because I had bought food items on credit when my wife gave birth. Lastly, I spent KES 5, 000 on the purchase of the latest clothing fashion for my family. I also spent KES 2500 on the purchase of carpentry tools to make my work efficient. This is because I have done carpentry work since 2016 but have been lacking most tools since I work temporarily."

"Buying paraffin so that we could afford some shade of light at night had been the biggest struggle. It was also dangerous at the same time because it could easily burn our small house which was very squeezed. Our plan was to buy a solar panel which would be much cheaper and also avoid the danger of burning down the house but my husband who's a bus conductor earning averagely 200 KES per day couldn't afford as he had the responsibility to support our six kids. I spend 14000 KES to buy and install solar panel am happy that my husband doesn't have to go to his pockets for us to have lights at night. My kids can also study comfortably at night and am hoping that this will improve their performance in class. I spend 3500 KES to buy a goat and saved the balance towards my son's school fees."