"My biggest hardship in life is lack of proper source of income to support my family. " (Occupation: Motorcycle or bicycle taxi)

"I extended my main house from 19 iron sheets to 39 iron sheets at total cost of 20000 KES and I paid a deposit for a second hand motorcycle with the remaining 30000 KES."

"We spent 46000 KES of the first lumpsum transfer in buying a motorcycle and used 3000 KES on food."

"My life has improved because the business I opened up is doing well and I also have building materials ready." (Occupation: Motorcycle or bicycle taxi)

"I spent my second transfer on completing payment of a motorcycle.I also bought building materials (23 iron sheets,polls,nails,steel door and 3 windows)."

"The biggest hardship I am currently facing in my life is lack of enough food for my family. My husband rides another person's motorcycle, and sometimes all the money he collects goes to the motorcycle owner, leaving us with nothing. " (Occupation: Motorcycle or bicycle taxi)

"My life has improved because I had totally nothing from house, chairs and cow but now I own them. This is a very big step I made." (Occupation: Motorcycle or bicycle taxi)

"l spent 48000 kshs to buy secondhand motorcycle." (Occupation: Motorcycle or bicycle taxi)

"I am now at peace because I'm soon paying dowry to my wifes' place. This has always stressed me a lot." (Occupation: Motorcycle or bicycle taxi)

"I am planning to buy more iron sheets and build a house." (Occupation: Motorcycle or bicycle taxi)