"I spent my first transfer on buying one bundle of maize flour to sustain my family, bought utensils for my kitchen, bought two chickens and uniforms for my children."

"I spent my second transfer on buying an ox at 16,000 KES, used 16,000 KES to erect a chicken house, then used the rest of the cash to start a maize business."

"The biggest difference in my life daily life is that I have manage to build a sanitary pit -toilet hence I no longer direct my visitors to my neighbor's toilet and I can say that my household's personal hygiene has also improve positively.I have also bought the necessary building materials and I am hopeful that I will accomplish my goal of fencing my homestead to enhance the security of my properties and the commencement of some of my pending developmental projects like rearing chicken for commercial purposes."

"I spent my second transfer on buying sewing machine and some fabric for my tailoring business. I paid school fees for my daughter who is in high school. I also expanded my chicken commercial rearing business into a large scale which I had started with the first transfer."

"I spent most of my second transfer to buy building materials like iron sheets, round poles and chicken mesh which I have used to build a chicken coup for rearing chickens. I spent some amount to buy cement, timber and iron sheets which I have used to build a pit latrine in my compound and the remaining amount I spent to pay school fees for my brother-in-law who is in high school."

"I spent my second transfer on buying chicken to help me start a poultry farming, bought two bags of maize to sustain my family and added stock to my business of selling cereals."

"I spent my first transfer to pay my loan which was long overdue. I bought poles, nails and paid laborer who was building my chicken coup. I bought 20 tins of maize for my family's consumption and the remaining amount I spent to buy food and clothes for my family."

"I spent my transfer on buying building materials which I used in building a kitchen cum sleeping room for m children since my house is very small and cannot accommodate all of us comfortably. I then bought some chicken for my poultry farming venture and a new mattress for my children. I then used the rest of the transfer on buying food for my family."

"I spent my second transfer on erecting a chicken house at 19,950 KES, paid 10,000 KES college fee for my daughter, used 5,000 KES on my aunt's funeral, bought a sack of maize at 4,600 KES then used the rest of the cash on other home errands."

"I spent my second transfer on digging and building a pit latrin @13300 Kes, a steel door 8000 Kes, a cow 8000 Kes, two chicken 700 Kes, Solar 6900 Kes and still left with 10000 Kes, school fees 700 Kes and spent the rest on food."