"For the past 7 years dairy farming has been a source of livelihood in my household . I have four dairy cows which earn me an average of KES 9000 monthly. This amount amount has been insufficient to complete my newly constructed house as well as pay school fees.I am glad that this amount will enable me to buy one extra cow for KES 35000 .This will bring an additional income of KES 2000 to my household per month hence financial stability. Furthermore, the nutritional value of the milk will improve the health condition of my family members."

"My business was too small to earn enough money to sustain our family. I had a plan to expand my and move to the nearest center Chebunyo. We are happy that Give Directly money will enable us expand my business and buying another cow to supply my family with enough milk."

"Currently we are in a rainy season and my house leaks alot. This is a big challenge to me and my husband. Secondly we entirely depend on my one able son for food catering, clothing and medical expenses. I feel much disappointed for overburdening him since he also pays school fees for his children. I wish I even had a single dairy cow to reduce his heavy burden."

"Receiving this money means better education for my children. I have 3 children in secondary school and it has been a challenge getting money to pay for their academic fee. My spouse is a business man buying and selling cows in the nearby market, however his income is not sufficient to cather for their school fees. One of our child has fee arrears of KES 19000 and I am afraid he will not be allowed to study if not paid. So when I receive this transfer I will spend KES 41000 to pay for academic fee and the remaining amount I will purchase a dairy cow who will be my source of income when it calve."

"Receiving this money means I will be able to venture into business. I was once employed as a shop attendant and I liked the business. The little money i earned I was able to buy a cow and this motivated me to aspire to have my own business but due to lack of capital I have not been able to achieve it. So when I receive this transfer I will spend KES 30000 as capital for my Mpesa agent service. This business will be my source of income and I will be self employed."

"I used to operate a business of buying and selling goats but I had nearly exhausted all the capital on school fees for our two children and on our basic needs. Due to this, I had not been able to achieve some of our goals since I depend on one source of income. Aside from being the breadwinner for my family, we had decided with my wife that she should stay at home while I fend for the family. When I received my first transfer, I spent KES 20000 to buy a dairy cow since I had only one. I will be alternating their breeding period so that my family will have enough milk supply throughout the year. With this, I will not be forced to buy milk for some time hence I can concentrate on other things. I am happy that with the transfer, I was able to spend KES 30000 to boost this business after buying a dairy cow and spent the remaining amount on food and clothes for our children."

"Farming has been my main source of income though I do casual jobs to boost my income. I work hard each day to make sure my family has good access to their basic needs. I had brought different assets to help meet my family's needs and as my financial security. I had a herd of five animals and calves when my firstborn had not joined secondary school. Seven years later, my farm is empty after selling them one by one to pay for their school fees and medication. I am currently spend KES 50 a day to acquire a litre of milk which is expensive cumulatively. This cash transfer to me is a start-up again. I am planning to spend KES 40000 to buy a dairy cow. This is will be an asset to take pride in as a family and a source of both income and food for my family. It will bring back my again financial security which currently do not have."

"Receiving this money will relate to diversified sources of income. I am a housewife and we entirely depend on my husband for upkeep in our household. My husband works as a casual laborer within and outside the village and I feel I should do something as well to provide for the household. We, therefore, intend to spend approximately KES 30,000 of the transfer to acquire a dairy cow. Our ambition is to have an alternative source of income through the sale of milk and reduce relying on a single source of income. Fulfilling this dream will be the joy of lives."

"I am currently doing a second-hand clothes business around the village. I persevere the hot sunny and sometimes rainfall moving around the village to market my clothes. Even though I like farming, a half-acre piece of land I own, is not enough to rely on alone. I am growing old and soon I will not be in a position to do the business again. I have always wished to add a cow so that I could focus on livestock keeping as I stop the business. This cash transfer means better farming. I am planning to use KES 40000 to buy a cow. This means I will have more milk production from my farm. I will be selling more to earn an income and also keep some litres for my consumption. I feel I will a easier job to do at my older depend."

"I have survived on-farm casual jobs since I was blessed with my firstborn in the year 2004. I had no other source of income after dropping out of school in class seven. It is quite difficult meeting my family's needs with this hardly found, low-paying casual job. The most expensive household commodity is milk since I have young children. We hardly have some for consumption since I can not afford it. I am afraid my children might get malnutrition due to a lack of a balanced diet. This cash transfer to me is a dream come true. I am planning to use KES 40000 to buy a lactating cow. This is will be an asset to take pride in. I will have an improved balanced diet for my family, an income from milk sales, and financial security from the calves to come. Thank you GiveDirectly for the support, it transforms my life better."