"I plan to pay school fees. This is my main plan because I have three kids in high school and one in a technical training college."

"I have planned to stock food,I will rebuild my house,I will buy some livestock to keep and I will also pay school fees."

"I have planned to pay school fees and move to my own house."

"We are going to pay school fees for our children,buy some livestock that we will use during farming and lastly we will expand our house."

"I would like to expand my house because it is small. I would also like to spend the remaining amount on school fees."

"I would like to use part of the transfer to fence my compound for security purposes. Secondly l would wish to cement my house because where I am staying is water logged area. I would also like to build a kitchen to help me prepare meals for my children. Finally l would like to use the rest of the money to pay school fees for my children."

"I plan to spend the transfer to build a house. I also plan to spend the transfer to pay school fees. I also plan to start a business that would provide an income to my family."

"I plan to spend the transfer to boost my business. I sell fried fish. I also plan to spend the transfer to pay school fees for my children in high school."

"I am planning to spend my transfer on buying four bulls and an oxen-plough that we can use in ploughing our farm, I will spend part of the transfer on paying school fees for my five kids who are in primary school,I will also use part of the transfer on buying ten bags of cement and sand that will be used in finishing the cementing the floor of my house. The remaining amount we will spend on building of a kitchen so that my kids can use it during the night as their bedroom."

"The biggest hardship that I face in my life is that our income is very low and at times my kids are sent home because of school fees and it becomes a challenge for us to raise the amount required making our kids to stay at home for a long time while others are in school."