"As a farmer the hardships I experience are mainly due to the frequent dry climatic conditions.During the dry season I face a lot of challenges.One is lack of clean water for domestic use and also for the cattle.I am usually forced to go and fetch water 5 km away.I carry using my back or pay for motorcycle transport (Ksh 50) per trip.This is usually very costly.The second challenge during the dry season is lack of feeds for the cattle and little harvest.At the end of it our income is limited and satisfying the family's basic needs becomes a big challenge."

"I intend to spend the money for buying a motor cycle. Iam currently ridding a motorcycle which is old and most of the time keeps on getting spoilt. The money spent on it's repairing is much than what I receive a day hence Iam unable to save any things for providing other neccessities at home. The plan is to buy another new one which may be cost effective to maintain such that I will be able to save some money for sustaining my family." (Occupation: Motorcycle or bicycle taxi)

"In the next six months, I believe I will have started rearing livestock. This has been a dream ever since I was a small boy. To own a herd of livestock. Besides that, I will have bought my motorcycle which translates to increased income."

"My plan is to purchase a motorcycle with this transfers. I will be generating money through ridding this motorcycle as aboda boda carrying customers in the near by town mbale. The money realised from my bodabodering , I will spend on building a better iron-roofed house and providing other basic needs for the family members."

"Receiving this money means to buy a motorcycle. I will be ridding this motorcycle in the near by town of mbale carrying customers thus raising money for my family up keep."

"I had longed to build a toilet for my household but due to insufficient resources, I could not manage. We were using the bushes for open defecation because I could not access the toilet. When I received the transfer, I purchased enough building materials to facilitate this. I also paid the full cost of the labour involved. Having the toilet is the biggest difference because previously I was using the bushes which were exposing us to the risk of waterborne diseases." (Occupation: Motorcycle or bicycle taxi)

"In the next six months, I expect to must have bought more building materials and built the kitchen. I will be a proud owner of a very beautiful kitchen that will definitely be the envy of the entire village. My wife will be a happy one as she would be protected from the harsh weather conditions while preparing the family meals." (Occupation: Motorcycle or bicycle taxi)

"My new goal is to start saving from my business motorcycle taxi to get enough money that will enable me to join technical school where I have been longing to join."

"The biggest hardship I face in my life is that I am poor. I do not have a clear source of income because I lack capital to begin any business that generates income. I ride my father's motor cycle as part of my contribution and at the end of the day, I hand it all to him and remain with nothing fo myself." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I face is lack of a reliable source of money. I am ataxi conductor surviving on a wage which is not adequate. I do not have enough land that I can cultivate in with my family and so I have to buy food and every item with money." (Occupation: Motorcycle or bicycle taxi)