"In the coming year and beyond, my goal is to purchase more goats to add to the two I already have. I plan to save at least $10 each month for this purpose, as I believe these goats will be a valuable investment for my family’s future. They will provide us with security, offering the potential for income during tough times and a way to expand our resources. By steadily increasing my livestock, I will ensure that my family has something to rely on in the years ahead. This is an important step toward building a better future for all of us." (Country: Kenya)

"In the coming year and beyond, I want to invest more in goat farming, as I believe it holds great potential for my family's future. I already have five goats, and I plan to grow that number steadily by saving $10 monthly from my transfers. By expanding my goat farm, I will be able to provide a more stable income for my family, ensuring we can meet our needs and even invest in other opportunities down the line. This plan will help secure our future, and I am determined to make it a success." (Country: Kenya)

"In the coming year and beyond, I want to diversify my investment by expanding my livestock. Right now, I have over 50 chickens, and my goal is to sell them as they grow in numbers to buy more livestock. I already have seven goats and two cows, but I aim to add even more to ensure my family's future is secure. Investing in livestock will give me a stable source of income and provide a safety net for my family. This plan will help us thrive in the long term, giving me peace of mind about our future." (Country: Kenya)

"In the coming year and beyond, I want to thank GiveDirectly, as their support helped me open a small shop. I initially started by selling vegetables, but I have gradually added items bit by bit, and now I’m pleased to offer a variety of goods, including sugar, flour, salt, and more. Although I am a teacher by profession, I have not yet been hired by the Teachers Service Commission (TSC). The small income I earn from the shop helps me pay my fees and partially supports my family, as I am also taking part-time classes to further my studies. I have hired an employee, whom I pay $30 per month. GiveDirectly’s transfers have helped me cover part of her salary and reinvest in my business, supplemented by the income I earn from teaching. Since I am continuing my education, I aim to further expand my business in the coming year so that it generates a good profit, enabling me to pay my fees more easily. Looking ahead, I am committed to growing my business and advancing my education." (Country: Kenya)

"I joined a tailoring course to gain the skills needed to run my own business. Unfortunately, my baby fell ill, and I had to pause my studies to care for her. I plan to resume classes in January, as completing the course is essential, not just as a personal goal but as a crucial step toward securing a stable future for my family. I am optimistic that with the right training, I will find a job that is both fulfilling and supportive of my family’s needs. Beyond tailoring, I also plan to invest part of my transfers in livestock rearing, specifically in goats. Goats are well-suited to our climate, which often brings long droughts. This investment will help increase my income, as goats multiply quickly. My goal is to sell some of their offspring to help my spouse cover our children’s school fees and other essential family needs." (Country: Kenya)

"My main source of income is charcoal burning, but due to the drought, I can no longer continue with this work. The water scarcity severely impacts our ability to cool down the charcoal, making the job impossible right now. For the time being, I am doing casual jobs whenever they are available to support my family. Life has become extremely difficult because we now have to buy everything, including vegetables that we once grew on our farm. I am deeply grateful for these transfers, as they are a tremendous help during this challenging drought season. In the coming year and beyond, I plan to invest in livestock, particularly goats, as this will provide an additional income to support my family and pay school fees for my children. Goat rearing is profitable and requires minimal capital to start and maintain, and the earnings from this venture will help cover food, school fees, and other essential expenses." (Country: Kenya)

"In the coming year and beyond, my primary goal is to build a proper home for my family. I have been diligently saving $15 monthly through a local group to gather enough funds to make this dream a reality. The house we currently live in is in such poor condition that it hardly feels worthy of being called a home. I want to provide my family with a place where we can feel safe and comfortable. I believe that with continued saving and determination, I will eventually be able to construct a house we can be proud of." (Country: Kenya)

"In the coming year and beyond, I want to focus on educating my children. I know that education is the key to their future, and I am determined to give them the best chance in life. To make this possible, I’ve been saving $20 monthly to buy more goats, steadily growing my herd. Once the herd grows, it will be easier for me to sell goats when needed, making it less of a strain to cover school fees and other expenses. This plan gives me hope that I can secure a brighter, more stable future for my children without constant financial worry." (Country: Kenya)

"In the upcoming year and beyond, I aim to achieve something that will significantly enhance my farming operations and increase my income. I aim to acquire two plowing bulls by trading some of my goats for cows. These bulls will be crucial for preparing my farm during the planting season, which will, in turn, help boost my crop yield. Additionally, I plan to hire them out for a fee to other farmers, creating an extra source of income for my family. This initiative will not only improve our farming efficiency but also strengthen our financial stability, positioning us for long-term success." (Country: Kenya)

"In the coming year and beyond, my primary focus is on my children's education because I want them to become independent and successful in the future. To ensure this, I plan to start saving little by little to buy sheep and goats. These animals will be a valuable investment that I can sell when needed to cover their education costs. By building up my livestock, I will create a steady source of income that will stand in for my children’s school fees and other needs, helping me secure their bright futures." (Country: Kenya)